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Business people via Shutterstock

40 per cent decrease in number of businesses failing last month

New figures also showed that there was an average of 106 new businesses and companies established per day in August.

THERE HAS BEEN a 40 per cent decrease in the number of businesses failing in Ireland this month.

The latest statistics from business and credit risk analyst Vision-Net show that 91 companies declared insolvent this month, down 40 per cent on August 2012.

Its figures for August 2013 show that a total of 2,769 companies and businesses were established this month, an average of 106 per day, and an increase of 13 per cent on the same month last year.

Less than four companies a day closed this month.

Christine Cullen, Managing Director of vision-net.ie, said:

‘The numbers are indicating a rise in business confidence which, coupled with the resilience of those businesses that have weathered the worst of the storm, means 2013 looks set to be the best in some time.

Insolvencies

Of the 91 companies declared insolvent in August, 43 were liquidated, 46 entered receivership, and two had examiners appointed.

Meanwhile, liquidations are down 54 per cent compared to August 2012, receiverships are down 18 per cent while examinerships remain the same.

The figures also show:

  • Dublin accounted for just over 40 per cent of all insolvencies.
  • Insolvencies in Cork (16.5 per cent of the total) are up by 12 per cent
  • The north-east counties of Meath and Louth accounted for 17 per cent of total insolvencies in August 2013.
  • No companies were declared insolvent in nine counties – Kilkenny, Leitrim, Longford, Mayo, Offaly, Tipperary, Mayo, Monaghan and Wexford.

Professional services companies represented the largest segment of overall insolvencies this month (24 per cent), followed by real estate (16.5 per cent) and construction (15 per cent). Four of the 91 insolvent companies came from the motor trade.

Court judgements

The figures also took in court judgements for July, which show that 478 rulings resulted in €27 million awarded to creditors for the non-payment of consumer and commercial debts.

Out of these judgements, 304 were consumer related and accounted for 78 per cent of the total value.

Meanwhile, 72 of the 174 commercial judgments were taken by local authorities.

Read: Consumers and firms ordered to pay over €44m to creditors last month>

Readers like you are keeping these stories free for everyone...
A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.

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21 Comments
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    Mute John kavanagh
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    Mar 29th 2020, 1:18 PM

    No chance of this been a 2 week shut down if so .. defo looking at 4/5 weeks min ..

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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 1:40 PM

    @John kavanagh: no one ever really did think it would solve all problems in the two weeks. Based on China figures I reckon two months is more likely, but we are already a few weeks into that two months.

    However flattening the curve and reducing and even eliminating transmissions in Ireland will not see life return to normal until the rest of the world does the same. However it will be nice to be able to see family and friends again – so long as those who have been selfish today abide by the lock down or get locked up in jail.

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    Mute David A. Murray
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    Mar 29th 2020, 1:49 PM

    @Niall Ó Cofaigh: Agreed. All the government / HSE can do at present is take recommended actions, review the international situation and then take the next recommended steps when needed. We’ll only understand the effectiveness of any measures after this crisis diminishes.

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    Mute Lochlainn Marcus
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    Mar 29th 2020, 2:47 PM

    @John kavanagh: totally agree! I would certainly question the state exams for students now also after initially feeling a little optimistic about them.

    14
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    Mute Caddyshack
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    Mar 29th 2020, 3:06 PM

    @Lochlainn Marcus: obviously still too early to make a call on state exams. At what point in the curve do restrictions such as students doing state exams be relaxed?

    5
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    Mute Spud Murphy
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    Mar 29th 2020, 4:13 PM

    @John kavanagh: 80% of people still being told to go to work. Ridiculous.

    5
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    Mute Bain triail aisti
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    Mar 29th 2020, 5:31 PM

    @Spud Murphy: From home.

    7
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    Mute Peter Leonard
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    Mar 30th 2020, 12:36 AM

    @Niall Ó Cofaigh: we have a far smaller population density than Wuhan/China so if people stay at home and adhere to the rules, we will be ok.

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    Mute davidMbyrne.com
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    Mar 29th 2020, 1:18 PM

    Is this the same body that estimated 15,000 cases of infection by the end of March?

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    Mute D walsh
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    Mar 29th 2020, 1:22 PM

    @davidMbyrne.com: If movement continued unrestricted and nobody implemented social distancing then 15000 was realistic. That was always stated as worst case.

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    Mute
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    Mar 29th 2020, 1:38 PM

    @davidMbyrne.com:

    Yes they were the ones who said we needed to take measures to prevent a bad thing from happening, and thankfully we took their advice so the bad thing isn’t as bad.

    Christ, people like you like bringing up stuff like the ozone layer (solved by banning CFCs, but ye will whinge “what a hoax”), Y2K (ask any programmer from the 90s and he’ll tell you all about his late nights), vaccine programmes (swine flu could have been like this if we didn’t roll out the vaccine).

    Bad things happen, prevention also happens.

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    Mute Laughable
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    Mar 29th 2020, 1:40 PM

    @davidMbyrne.com: another headline reader *eyes roll*

    43
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    Mute Consey
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    Mar 29th 2020, 1:44 PM

    @davidMbyrne.com: and increase rates is still roughly circa x1.2 per day so the number is right, the date is wrong. And even then, the number is low unless that growth rate drops. 2-4 weeks incubation and the countryside full of numpties last week means today is merely one week. Easter is the weekend that dictates success on measures

    25
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    Mute Phonsie Travers
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    Mar 29th 2020, 1:47 PM

    @davidMbyrne.com: I’d say ur great crack for a night out. So constructive

    26
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    Mute Graham Manning
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    Mar 29th 2020, 1:56 PM

    @davidMbyrne.com: lot easier to avoid that number when you change the criteria and avoid testing likely cases. 2+week delay from test to results helps too

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    Mute Gary Kearney
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    Mar 29th 2020, 1:58 PM

    @Consey: So you are a pandemic spread expert and understand the high level maths formulas they use. Great can you explain how they are wrong and not with simple maths

    17
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    Mute George Salter
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    Mar 29th 2020, 2:53 PM

    @Gary Kearney: His maths isn’t far wrong. High level maths isn’t necessary. It’s the incoming data that is important here.

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    Mute Brian Hunt
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    Mar 29th 2020, 3:25 PM

    @davidMbyrne.com: yes it is. Be grateful they implemented more changes and we as a country obeyed them in general.

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    Mute Nuala Mc Namara
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    Mar 29th 2020, 3:26 PM

    @davidMbyrne.com: It all depends on how many are tested!It’s in every county so logical to assume that at least that many have contracted the virus.Some may be asymptomatic or mild symptoms so wouldn’t have got tested!

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    Mute Locojoe
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    Mar 29th 2020, 3:51 PM

    @D walsh: No. Leo said we were headed for 15000 at the end of March.

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    Mute Bain triail aisti
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    Mar 29th 2020, 5:33 PM

    @Graham Manning: 15k waiting, 10k have been given an appointment date, 5k awaiting an appointment. Current testing rate is 5k per day.
    Please go to an SF forum with your garbage.

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    Mute Bain triail aisti
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    Mar 29th 2020, 5:36 PM

    @Locojoe: 15k if no restrictions put in place. Decisive actions look like keeping that figure below 5k.

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    Mute Graham Manning
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    Mar 29th 2020, 6:47 PM

    @Bain triail aisti: Jebus kid ya gotta get over the shinner fixation. Can’t be healthy and not everyone you disagree with is a member. The criteria were changed and a swath of people who would otherwise be tested due to their symptoms are now not being. Hence numbers announced don’t include those who have it and are infectious but don’t meet criteria. Which were most likely brought in cos of lack of tests.

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    Mute MitchConnor
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    Mar 29th 2020, 1:16 PM

    The sooner we stop this virus killing us all, the sooner can go back to killing each other.

    197
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    Mute
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    Mar 29th 2020, 1:43 PM

    Heard from a girl who is living with a confirmed positive case. She’s on immumo suppressing drugs, is short of breath, headache, fever, etc.

    Apperantly she doesn’t qualify for testing now. The numbers are likely a lot bigger than we’re told now. She rang short of breath and was more or less told that if she could speak she wasn’t serious enough to be put on a ventilator.

    I’m sure the health service are doing the best they can, don’t envy their job right now. They simply don’t have the resources.

    Seeing how bad things are already, I’d say we’re in for a bad couple of weeks.

    108
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    Mute Graham Manning
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    Mar 29th 2020, 1:59 PM

    @: Im waiting on results (2+weeks from initial symptoms). Wife has far more obvious symptoms that I ever did. Doc says she almost certainly has it but under new criteria won’t be tested. The numbers we’re being given are weeks out of date and BS to begin with.

    67
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    Mute JimmyMc
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    Mar 29th 2020, 2:03 PM

    @Graham Manning: sure they won’t even tell us how many tests they’re undertaking or how results they’re getting daily. Very basic information which should be provided

    37
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    Mute King B
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    Mar 29th 2020, 2:11 PM

    @JimmyMc: they did answer one of those questions , they aim to test 5000 people daily, I’ve read so much I can’t remember where I saw it. I don’t know how long a test takes, and I don’t know how long it takes to report them. I do know it took 12 hours for my nan to get results when she was admitted for unrelated issues to hospital the other day.

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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 2:13 PM

    I heard it from…. Does not start off well… Too many stories grow legs.. and arms as well…

    How many times has it to be said that the medical care and test are unrelated. Her GP will have assessed her dyspnea in part on her ability to talk and how free flowing her conversation was. Her GP will be aware of her medical history and can make an qualified diagnosis based on the evidence a lot better that “I heard it from a friend” evidence… Or worse still a I heard it from a friend who heard it from a friend* evidence.

    Of course it could happen exactly as described – how long a fever and how high? Was she able to say single works without stopping for breath? What was her breath rate? What medications is she on? These are things her GP would have asked her. .

    37
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    Mute JimmyMc
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    Mar 29th 2020, 2:34 PM

    @King B: aim to test? That’s BS. We should know in a daily basis how many tests were carried out that day, how many results were recieved that day. Id be shocked if the didn’t have this, ts basic information. The big question is why are they suppressing this information.

    9
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    Mute King B
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    Mar 29th 2020, 3:07 PM

    @JimmyMc: how is it bs? Why should we know? Its obviously not as efficient as it should be so they don’t want to weaken confidence amongst the public. Just stay at home and isolate yourself as best you can. Don’t worry about figures and numbers you can’t do anything about them.

    16
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    Mute Nuala Mc Namara
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    Mar 29th 2020, 3:22 PM

    @Niall Ó Cofaigh: I thought the new criteria for testing is having 2 or more symptoms plus her history of being on immunosuppression drugs would surely highlight that she’s in vulnerable catergory?Her GP would know that getting an infection while on immunosuppression drugs can make it difficult to treat.

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    Mute JimmyMc
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    Mar 29th 2020, 3:48 PM

    @King B: imagine a world where all of us were dumbed down enough not to be inquisitive when it comes to matters that concern us, willing to accept anything we’re told and obey any orders given. The fact you even question why we need to know tells me everything I need to know about you

    11
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    Mute King B
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    Mar 29th 2020, 3:56 PM

    @JimmyMc: you’re asking the wrong questions lad. Your persistence in wanting to know something that you can’t do anything about and that doesn’t help you in anyway tells me everything I need to know about you.
    Keep an eye on yourself, your family and those around you, at least that way you’ll feel as if you’re in control of something.

    9
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    Mute
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    Mar 29th 2020, 4:47 PM

    @Niall Ó Cofaigh:

    It’s fair to question random comments, probably good to do so.

    I’m not criticising the healthcare professionals, they have a tough job right now. My point is that under normal circumstances she’d be in hospital already, right now it seems you only get care when you can no longer talk.

    Things are much worse than the media is letting on, there’s a lot of PR and “we’re on top of this” stufff going on to keep people calm.

    1
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    Mute Bain triail aisti
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    Mar 29th 2020, 5:45 PM

    @JimmyMc: So you went straight to the comments section without reading the article.
    Let me guess, SF voter and the government are the reason your life is shit.

    2
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    Mute JimmyMc
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    Mar 29th 2020, 6:41 PM

    @King B: I’ll continue to ask questions, you can follow like a sheep

    1
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    Mute King B
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    Mar 29th 2020, 7:22 PM

    @JimmyMc: fair enough lad, I’m telling ya you’re asking the wrong questions…

    1
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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 7:57 PM

    @: Good point and well made. I hope no one needing medical care slips through the cracks because everyone is so focused on the this coronavirus,

    1
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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 8:07 PM

    @Nuala Mc Namara: I am not sure what the latest criteria for testing are. I am fairly sure that people without a fever were testing negative and this was one reason for change. I had not heard that you had to have a history of being on immunosuppression drugs as well. I thought that being a high risk group would have made it more likely that you would be tested, but maybe only if your conditions were serious enough to consider hospitalisation. My understanding was and is that the testing is for planning and monitoring and disease control purposes and medical care is not determined by tests or test results.
    I agree that her GP will be the primary carer unless she needs hospitalisation. As in aside I would add that maybe being in hospital, unless it is vitally necessary, might not the wisest place for someone on immunosuppression drugs.

    1
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    Mute Lorraine Mac Rory
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    Mar 29th 2020, 8:18 PM

    @Graham Manning: the thing is we don’t need to know EVERY person who has it. if you’re isolating then you’re not spreading it and if you’re not in need of ventilation then you don’t need medical attention. we have limited tests and limited capacity to administer and process tests. someone not at risk of spreading it or dying has no need to take vital time and resources from our medical system.

    4
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    Mute Graham Manning
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    Mar 29th 2020, 8:30 PM

    @Lorraine Mac Rory: funny how that’s not how they started and new criteria coincidences with a lack of tests. Broadly agree with you though but it makes a mockery of the numbers they’re releasing each day and tracing.

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    Mute Nuala Mc Namara
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    Mar 29th 2020, 10:00 PM

    @Niall Ó Cofaigh: People with a comprised immune system&on immunosuppressants would be one of the vulnerable catergories but my point was as that person had 2 or more symptoms like coronavirus infection including shortness of breath that would surely indicate that testing her would be a priority!
    If her breathing deteriorated then she would need hospitalisation as that would naturally take priority.

    1
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    Mute Irish big fellow
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    Mar 29th 2020, 1:39 PM

    The general idea is to confine the Covid-19 virus in your homes so that community cross infection is minimised.
    You should therefore assume that potentially you might be infected and you will do your very best not spread this hidden enemy to your neighbourhood.

    94
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    Mute Graham Manning
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    Mar 29th 2020, 1:57 PM

    @Irish big fellow: agreed but proper testing could sort the “hidden” part

    24
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    Mute Bain triail aisti
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    Mar 29th 2020, 5:42 PM

    @Graham Manning: Initial screening for testing was getting 1 positive from every 20. Makes no sense to waste such resources. Only SF voters or people who’ve never worked in the professional private sector can’t see the waste.

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    Mute Graham Manning
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    Mar 29th 2020, 6:53 PM

    @Bain triail aisti: do you ever comment without mentioning those shinner muppets? Tisn’t a good look. And they brought it in cos of lack of tests not eliminating waste. Not saying it wasn’t necessary but they could be upfront about it and the fact that a host of infected people will be missed as a result.

    5
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    Mute Luther Cooper
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    Mar 29th 2020, 1:49 PM

    2 week peak in mid April , that would mean majority are getting infected around now? How so if social distancing is being enforced?

    53
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    Mute ImYourNumber1Fan
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    Mar 29th 2020, 2:13 PM

    @Luther Cooper: Thanks for asking this question. We are told symptoms arrive an average of 5 days after exposure but can take up to two weeks. If so, does that mean it’s expected that the majority of people are going to contract it this weekend or during the next week? Genuine question.

    30
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    Mute Joe_X
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    Mar 29th 2020, 2:36 PM

    @Luther Cooper: social distancing is only a partial solution. We need to get obsessive about out cleaning things also. If I were to have the virus and blew my nose into my tissue, put my tissue in my pocket and sanitized my hands……every time i reached into my pocket and touched a petrol pump handle or a shopping cart etc….I may as well have sneezed on to that loaf of bread you just picked up……all because I didn’t think

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    Mute Lorraine Mac Rory
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    Mar 29th 2020, 8:23 PM

    @ImYourNumber1Fan: the unfortunate thing is that the majority of people being infected right now are being infected by someone with minimal symptoms. So you were infected last week on a shopping trip and pass it on today when you kiss your spouse. you won’t show symptoms for a week and she won’t show for two.

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    Mute the-baldie-lad
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    Mar 29th 2020, 11:24 PM

    @ImYourNumber1Fan: I thought it meant that the virus is circulating. For lots of people it’s doesn’t have a major impact but they’re vessels for it and pass it on to people who get hammered by it. So the lag is about a general build up in the population that infects enough people over several weeks with a major culmination in that small subset that get really bad symptoms.

    1
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    Mute skibob
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    Mar 29th 2020, 1:49 PM

    Eh cat amongst pigeons here but why did we pay china €30 million for PPE when the virus originated from there. Should it not be donated to countries affected?

    58
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    Mute Graham Manning
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    Mar 29th 2020, 2:00 PM

    @skibob: not how the world works.

    84
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    Mute Joe_X
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    Mar 29th 2020, 2:10 PM

    @skibob: While the Chinese cannot help the fact that it originated there, the government there did try to hide it and suppressed the doctor who tried to get out the information out, and doctors were told not to put causes of death to the virus but to any underlying conditions. That should not be forgotten and when this is all said and done, it will need to be reviewed and an accounting held.

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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 8:13 PM

    @skibob: because we can afford to I suppose… rather than go hand in hand with a begging bowel . Trying to blame the Chinese for the virus and the pandemic is ridiculous as most of the infections in Ireland are now being caused by the actions of Irish people in Ireland not following guidelines. Maybe tax those who break the rules to get them to pay for the PPE from China and let the rest of us be thankful that Chinese production methods can supply us with these badly needed medical supplies…

    1
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    Mute Tiktok
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    Mar 29th 2020, 1:15 PM

    Feck off with your predictions trying to drive people insane!

    65
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    Mute Ruairi Dowdall
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    Mar 29th 2020, 1:18 PM

    @Tiktok: feck off you Clown. People are had at work trying to get us through this, sight tight and shhhhhh

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    Mute Ruairi Dowdall
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    Mar 29th 2020, 1:19 PM

    @Ruairi Dowdall: Am I drunk? Ha

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    Mute King B
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    Mar 29th 2020, 1:24 PM

    @Ruairi Dowdall: no you’re Ruairí..

    13
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    Mute RJ.Fallon
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    Mar 29th 2020, 2:33 PM

    @Ruairi Dowdall: only half as drunk as thinkle peep you are.

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    Mute Jean Farrelly
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    Mar 29th 2020, 2:12 PM

    But Leo said we could go out to play on the 12th….

    24
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    Mute Gerard Anthony McBride
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    Mar 29th 2020, 2:45 PM

    @Jean Farrelly: Oh sod off will you?

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    Mute Bobby wilson
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    Mar 29th 2020, 1:19 PM

    Everyone on the island of Ireland should be treated in away that they are not above suspicion of carry this dangerous virus. all high risk groups should be forcefully isolated if necessary to protect their lives!

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    Mute james dimaggio
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    Mar 29th 2020, 1:29 PM

    @Bobby wilson: Maybe it’s time you were forcibly isolated Bobby. Preferably without any internet access! Your island of Ireland comments are doing my head in!!

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    Mute Bobby wilson
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    Mar 29th 2020, 1:33 PM

    @james dimaggio: good afternoon to you too!

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    Mute james dimaggio
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    Mar 29th 2020, 1:37 PM

    @Bobby wilson: just saying Bobby..

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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 1:52 PM

    @Bobby wilson: where would these people be forcefully isolated? It is a trap set for you, some at high risk are also living with essential workers, such as nurses living with parents, shop assistants living with parents, parents and essential workers living with grand parents… We just hope and pray that people with symptoms self isolate and do not go outdoor to the shops or mix with others so that those working in essential services can go home after their shift with a reduced risk of bringing the virus home.

    What would be useful though is people caught deliberately breaking the rules be fined and/or sent to jail and isolation indefinitely and until this is over.

    What we are trying to do is get consent and not “forcefully” anything.

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    Mute Aaron O'Leary
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    Mar 29th 2020, 2:01 PM

    @Niall Ó Cofaigh: Yesterday Bobby relished at the idea of a fascist Ireland. Give him no time. He’s a troll with 3 other fake accounts.

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    Mute Bobby wilson
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    Mar 29th 2020, 2:25 PM

    @Niall Ó Cofaigh: the whole population is making these sacrifices to protect our most valuable members in our society. who are our family and friends . I don’t think its that much to ask them to go into self isolation till we come out of this world health crisis ..do you think they should have a choice !

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    Mute Graham Manning
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    Mar 29th 2020, 1:54 PM

    Does their current modelling take into account the likely cases they’re ignoring and the 2+week wait from test to results???

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    Mute Gary Kearney
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    Mar 29th 2020, 2:00 PM

    @Graham Manning: The test results issue has been sorted now go and panic about something else

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    Mute Graham Manning
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    Mar 29th 2020, 2:02 PM

    @Graham Manning: really? After a 9 day wait I was tested last Thursday and told it’d be a week or more before I got results. My wife is displaying far more obvious symptoms than I ever did. Doc says she almost certainly has it but won’t get tested under new criteria. I’m panicking about nothing. I’m pissed off.

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    Mute Karllye kripton
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    Mar 29th 2020, 3:04 PM

    @Gary Kearney: link to proof this ??

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    Mute Bain triail aisti
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    Mar 29th 2020, 5:37 PM

    @Karllye kripton: Exactly.
    SF bots spouting sh*te

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    Mute Graham Manning
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    Mar 29th 2020, 6:55 PM

    @Bain triail aisti: so the tests results issue hasn’t been sorted? Think u were chucking silly accusations at the wrong person there kid.

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    Mute Lorraine Mac Rory
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    Mar 29th 2020, 8:28 PM

    @Graham Manning: she doesn’t need testing unless it develops into pneumonia. Testing doesn’t change the treatment for the patient.. it just warns the hospital to put the patient into the covid ward. Meanwhile test or no, symptoms or none, you should both be isolating.

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    Mute Graham Manning
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    Mar 29th 2020, 8:33 PM

    @Lorraine Mac Rory: have been for weeks, first sign of my symptoms. Just using it to illustrate the pretendy nature of govs daily figures. Aside from deaths obviously, they’re largely meaningless

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    Mute Rachel Cook
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    Mar 29th 2020, 1:25 PM

    Do communities with isolation units see increased spread of the virus?

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    Mute Bobby wilson
    Favourite Bobby wilson
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    Mar 29th 2020, 2:31 PM

    @Rachel Cook: early days so far! but I doubt it. this virus lives on host’s [human's] no host’s no virus can’t live more than 72 hours on any surfaces.

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    Mute MaeVic
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    Mar 29th 2020, 4:08 PM

    Peak in 2 weeks? That does not make sense. That would mean most infections occurring now when all these measure are taking place to prevent it.

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    Mute Aaron O'Leary
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    Mar 29th 2020, 5:09 PM

    @MaeVic: No medical expert but agreed, it doesn’t seem to make any sense. Everyone should head this and prepare for this peak sooner the peak, sooner the descent hopefully but I have a feeling it’s the same tactic as that 400’000 in 3 weeks Stephen Donnelly claimed we were heading for. A little scare for the public good

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    Mute Nathan
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    Mar 29th 2020, 5:21 PM

    More hyping by the establishment. It is engaged in a sustained ramping up of the situation to instill fear in the masses and to rally them behind the quasi-police state. Lots of little Hitlers emerging from the woodwork. This at a time when the British gov is pulling back from its gross over-estimation of the number of British fatalities expected. They relied on the “expert” Neil Ferguson. He has pulled back significantly from his estimate of the outlandish figure he first publicised. The British gov drew on him as a reliable source.

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    Mute Niall Ó Cofaigh
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    Mar 29th 2020, 8:53 PM

    @Nathan: Off you go to Belarus where, last I heard, the president has decided it is not a risk and advises people to drink vodka and go to saunas and get on with life as normal… …. other than that I suggest you look at the statistics and even ignore the statements of the establishments and do the mathematics for yourself and come up with some plan to save the vulnerable that does not involve the measures that have been introduced…

    Nobody knows how many will be affected and how many will have long term lung damage or how many will die. I do not see any little Hitlers emerging but I do see loads of deluded people backtracking on the claims that this virus was of the old and infirm.

    Lucky we may never see the worst estimates come true at least in part because of the actions taken but that does not mean those estimates were wrong.

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    Mute Hotirish
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    Mar 29th 2020, 1:39 PM

    The HSE/Dept of Health have been excellent with their tracking of numbers & adaptability to each changing phase. Just watched their live streamed press conference & it’s so comforting to know there is such a calm group of professionals (including the government) who have been so clear & decisive on this since the word go.

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