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Thousands asked for help from insolvency service in its first months

In the first three months of the ISI’s existence, it was inundated with calls and emails.

THE INSOLVENCY SERVICE of Ireland received nearly 10,000 telephone and email requests for information in the first three months of its existence.

The service began to accept applications from people trying to be declared insolvent (rather than bankrupt) on 9 September. From then until the end of November, it received 6,510 phone calls and 1,731 emails about its service.

The website of the ISI, which published these figures, was visited 107,460 times and its information documents were downloaded 35,183 times. The top three guides that people wanted to download were:

  1. Guide to Reasonable Living Expenses
  2. Guide to the Personal Insolvency Arrangement
  3. Personal Insolvency Practitioners information

Justice Minister Alan Shatter told the Dáil just before it broke for Christmas that in the interest of confidentiality, the ISI would not give details of the actual number of applications on a continual basis but would provide quarterly statistics as of this coming year.

The ISI was set up under last year’s Personal Insolvency Act and has 80 staff members dealing with applications. It provides for three new debt settlement procedures, and reduces the term of bankruptcy to three years (from 12).

The aim of the ISI is to provide more manageable debt settlement arrangements for people – and protect basics like childcare and housing.

TheJournal.ie has put together a Q&A guide to how the service works and how it might help you – click here to read.

Day One: Insolvency service opens its doors>
Explainer: What does the Insolvency Service of Ireland do?>

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    Mute Deirdre Gosson
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    Oct 3rd 2020, 9:19 AM

    Build to rent that’s all we hear now whatever happened to rental purchase so giving people responsibility and some pride for their homes hopefully

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    Mute Dave Hammond
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    Oct 3rd 2020, 12:49 PM

    The locals here will tell you that there is a lot of evidence that SOME people are gaming the system and behaving in ways that are evident they are most certainly not in the ‘ desperately homeless and in need ‘ situations that we come to think of when providing ‘emergency accommodation for people’ – in these politically correct times seemingly if you even comment on this theres a mob wanting to pounce – the millions and millions we are spending on hotel accomodations for SOME is NOT appropriate solution and needs to be addressed. The homeless crisis heading into winter is still a problem and the Govt need to spend more of the money building real property / solutions. The level of abusing the system is getting out of control and of people knew the full scale of how their hard earned income taxes they pay are being wasted and abused it would a national scandal.

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    Mute Gary Kearney
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    Oct 3rd 2020, 4:12 PM

    @Dave Hammond: Do you know the process that you have to go through to declared as homeless.
    People have played all systems for years and there is nothing new about that.
    Look at the tax system and the people avoiding paying their due.

    10
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    Mute Irish big fellow
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    Oct 3rd 2020, 9:50 AM

    Met my future wife there at “Shanks disco” 45 years ago when it was called the Croft’s Airport hotel. Stayed there a few times since.

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    Mute Tommy Roche
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    Oct 3rd 2020, 9:58 AM

    @Irish big fellow: Tried to leave her back, eh ?

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    Mute michael macken
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    Oct 3rd 2020, 10:03 AM

    @Irish big fellow: with her or another?

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    Mute Ciaran Dunne
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    Oct 3rd 2020, 10:31 AM

    @Irish big fellow Where you a Lifeguard ?? The pool was the dance floor !

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    Mute Ros Kelly
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    Oct 3rd 2020, 12:53 PM

    @Ciaran Dunne: Shanks Disco @ The Crofton Airport Hotel in the 70s…my brother met his missus there too!…and yes – the dig-out for the dance floor was the proposed hotel swimming pool…I guess the disco was a more luctative outcome than a leisure centre!

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    Mute Shawn Rahoon
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    Oct 3rd 2020, 6:24 PM

    @Irish big fellow: Did you go to the fleadh cheoil that night?

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    Mute ed o brien
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    Oct 3rd 2020, 10:50 AM

    Are the “operational reasons” due to an increased demand for emergency housing?

    Sounds vague and suspicious!

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    Mute Em Gee
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    Oct 3rd 2020, 4:16 PM

    Perhaps they need the space because they are expecting others to come in later, about 250 or so.

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