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IRISH SMALL AND Medium Enterprises think that recent improvements in the economy are ‘fragile’ and are slow to pursue new growth opportunities.
That’s what a new survey of business owners carried out by Red C for the Department of Finance has found.
The credit demand survey report found that there has been a slight improvement in trading conditions during the period from October 2013 to the end of March this year, but that it was to a lesser degree than seen in September 2013.
Notably, it found that for many SMEs, increased sales do not translate into improved profit performance.
Over one-quarter of businesses are still struggling with a decreasing trading performance.
Loan approval rates
Approval rates from banks for applications for credit from SMEs are relatively stable at around 65 per cent when undecided applications are included.
The survey, which took in the opinions of around 1,500 SME owners, found that there is an improvement in perceptions about bank lending to the sector, although many believe that the percentage of approved loans is still too low.
The majority of loans that are approved are done so with conditions attached, although the percentage of loans that go through unconditionally has increased to 29 per cent from 22 per cent last September.
The government also should do more to communicate about the non-bank sources of finance available to the SME sector, Red C recommended, while also flagging a diminishing awareness of the Credit Review Office among respondents.
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Some bigger computer companies built in items to keep the mainframes at a certain speed then charged for speeding them up. An engineer would go out and remove a part which was like a restrictor on a car thus allowing the computer go faster. Charging plenty of money for doing so.
Most things have built in obsolescence now.
But car companies do the same thing. Same engine giving different power (or emissions cough VW) outputs depending on the software. Pay a mechanic to re-map the engine to get more power and sometimes more fuel efficiency from the engine.
I’m not aware of a remap ever giving more power and increased fuel efficiency, you normally sacrifice one for the other, so not quite the same
You really wonder eh
This is why I put clean Ubuntu installations on my machines…
Installed linux mint yesterday on a VM as I normally use Mac and Ubuntu, mint is not a bad OS for anyone jumping across from Windows
I bought a new laptop from Dell recently with a “Killer” Nic. No linux drivers :( WIndows 10 makes me cry. So the laptop is using a wifi dongle until I can find time to work a solution.
Wouldn’t happen if ruth coppinger was at the helm :-o
All these things are easy to find if you have anything about pcs and can usually be fixed easily so that isnt the problem the problem is if yhe wrong person finds it
To be fair.. DELL rarely make this type of mistake
AT WORK & AT HOME!
Dell OptiPlex 7040 Series $689.00
http://amzn.to/2bQ3dBf
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