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Planning to get your bike out for the bright evenings? You should probably read this

Cyclists are most likely to be injured from May to September.

MORE PEOPLE ARE cycling in Ireland and the extra hour of daylight will see more cyclists on the roads in the evenings.

However, how many of these bikes have insurance? Mayo County Council says that many cyclists take to the roads without any.

It says that while many cyclists might consider insurance important in the case of bike theft - the greatest financial loss cyclists suffer is liability for damage to another’s property or person.

The Road Safety Authority reports that cyclists are most likely to be injured during May to September.

Noel Gibbons, Road Safety Officer Mayo County Council, said many cyclists think they are fully covered by their household contents policies but these do not always go far enough.

Household insurance policies are general insurance. They do not provide specialist cover that you might need whether it’s for theft or for third party.

“So if you go to a specialist insurer or to a cycling organisation to get that sort of cover specifically aimed at cycling, that is what the policy is designed for and you benefit from that.

“Although cyclists may be more vulnerable on the roads, statistically they are less likely to be responsible for an accident than a motorist – and that is reflected in the premiums.

“Cycle club membership can be got at a cost of around €50 a year or you can become a member of cycling Ireland for €15. There are over 300 clubs in Ireland with over 23,000 members.”

Read: Cyclists don’t trust drivers, drivers don’t trust cyclists>

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56 Comments
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    Mute Chucky Arlaw
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    Mar 27th 2015, 4:21 PM

    This case showed exactly what is right with due process.. Mr dwyer got his chance to tell his story, was assumed innocent and the prosecution then proved his guilt. Now he’ll rot in jail and everyone knows he did it

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    Mute Frank Comments
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    Mar 27th 2015, 4:27 PM

    Reality is more gruesome than a movie could ever be.

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    Mute Alan Ball
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    Mar 27th 2015, 4:47 PM

    The jury system relies heavily on the assumed ability of the jurors to be able to comprehend complex legal matters that are sometimes crucial to a case.A juror is not obliged to offer any proof of his or hers understanding of such a matter.That could lead and has done in many cases to an ‘incorrect’ verdict.While the appeal system cleans up most of these errors, I wonder if it is time to test jurors for simple comprehension skills rather than let them lose on long costly trials that lead to long costly appeals….etc.It is the best system to have… A jury system ,But it needs to be reviewed.
    Claiming to understand reasonable doubt and actually understanding it are two different things.

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    Mute Martin Hayes
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    Mar 27th 2015, 7:28 PM

    What parameters would you use to decide that Alan? Sounds to me like the process of jury selection would be so complex as to be unworkable and appeals more likely to succeed due to technicalities concerning juror selection.

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    Mute Alan Ball
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    Mar 27th 2015, 8:09 PM

    Agree completely with you. The selection should at the very least be based on educational standards.I know that sounds elitist and even snobbish. It is not intended to be so.A very good friend of mine took literacy classes about 8/9 years ago.He had served on a jury and there were requirements to ‘read’ some of the evidence in the jury room afterwards.He admitted that he struggled to do so and could not understand half of what he read.Even the ensuing debate among the jurors was double dutch to him in parts.He said he was to embarrassed to admit this. I do not believe his experience to be unique.
    I cannot offer a solution,Though I still believe there to be a problem.

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    Mute Shane Kennedy
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    Mar 29th 2015, 8:11 PM

    This IS a difficult question. However, having an education is not the same as having intelligence or even comprehension. I know several people with degrees, but little real understanding of their subject. A degree gan be obtained with a good memory, or even using memory tricks. In the Elaine O’Hara case, I do think there IS reasonable doubt. The Master/slave relationship is not nearly as uncommon as many people believe. Dolcett or killing, can easilly be a fantasy, but there is a huge difference between having a fantasy as extreme as that, and actually doing it. I think it is a definite possibility that Elaine took her own life, telling Dwyer where, and that he burried her. That doesn’t absolve him from responsibility though, as I do believe it likely that he pushed her in that direction, and failed to report her death.

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    Mute Telbar Comuta
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    Mar 27th 2015, 4:18 PM

    It doesn’t sound like the concept of reasonable doubt is very complicated at all to be honest.

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    Mute Alan Kennedy
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    Mar 27th 2015, 5:10 PM

    On the face of it, no. But in practice it becomes exponentially more complex as more and more issues come into play.

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    Mute jason bourne
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    Mar 27th 2015, 5:41 PM

    I disagree Alan. Reasonable doubt is exactly that, reasonable. It is a subjective concept that a jury of one’s peers is assumed to understand. That is the whole basis of a jury trial. It only becomes complex when one attempts to explain a meaning or definition around it.

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    Mute trickytrixster
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    Mar 27th 2015, 4:29 PM

    Hope he rots in hell

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    Mute potty o shea
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    Mar 27th 2015, 5:03 PM

    There is no hell. I hope he rots in his head!

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    Mute StephenEganPolitics
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    Mar 27th 2015, 4:33 PM

    It is not the same as a philosophical doubt…but it is often compared to a doubt about making a major decision e.g. marriage..buying a house…..at the very least you must be pretty sure or happy to go ahead.

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    Mute The Hooded Biscuit
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    Mar 27th 2015, 5:13 PM

    He looks strange and was into weird sex = guilty

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    Mute jason bourne
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    Mar 27th 2015, 5:42 PM

    He doesn’t look strange at all to be honest and plenty of people are into weird sex but aren’t murderers.

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    Mute Gavin Scott
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    Mar 27th 2015, 6:38 PM

    In cases like these, most people would prefer to wrongfully convict a weirdo than to have weirdo murderer running free. Smoke and fire. Lots of smoke with this weirdo, hence he is almost certainly guilty!

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    Mute Seán O'Ceallaghan
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    Mar 27th 2015, 6:04 PM

    Wish the media didn’t focus on this case as much as it did.

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    Mute Oliver McLoughlin
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    Mar 27th 2015, 8:40 PM

    If you understand what a Theory is in the scientific sense, then there should be no problem understanding the premises of reasonable doubt.
    It really is actually simple.

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    Mute Tim Stephen Hendy
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    Mar 27th 2015, 11:15 PM

    That was a good and helpful explanation. Thanks.

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