Sign in. It’s quick, free and it’s up to you.
An account is an optional way to support the work we do. Find out more.
AN IRISH PENSION provider is pushing its latest product hard towards the less healthy people in society.
Irish Life’s ‘Enhanced Annuity’ product is being specifically targeted at those with unhealthy lifestyles or a history of illness.
The ‘innovative’ pension plan offers ‘better value to customers who have experienced poor health’ according to a company release.
So… quitting smoking might not be such a good idea after all.
“Based on Irish policies sold to date the most common medical conditions presented include: heart conditions, diabetes, high blood pressure, high cholesterol and cancer,” says the release.
The main lifestyle issues include being overweight or underweight and a history of smoking.
Pension products like this function effectively on the company taking a punt that their client will die sooner. That being the case, the money saved on subsequent payouts can be used to subsidise other customers, or be taken as profit.
Such slightly macabre financial products have made major headway in the UK in recent years, something the Irish sector is obviously keen to replicate.
“Currently up to 54% of UK retirees benefit from increased income through this kind of product,” says Irish Life CEO David Harney.
One of our key objectives is to increase the number of Irish customers benefiting from this.
Indeed, some of our clients received a 25% enhancement in income as they had a range of medical conditions.
Sounds pretty conclusive, best get smokin’, eatin’ and diabetin’ so.
To embed this post, copy the code below on your site
Anyone lose a trampoline,and a red setter,think they blew into our garden in the same gust.
What color is the trampoline ?
What colour is the Red Setter
Ginger
Nah, my tramp o’ lean is peroxide blonde
should’ve said “My tramp Eileen”
Rats.
I hope the owner of the trampoline can get over the loss of it and that they can bounce back.
Tramampoline! Trambopoline!
Tramampoline! Trabopoline!
Well played Michelle
Well played Michelle
Apparently it’s Met Eireann turn next time to name the storm.
Suggestions?
Tony
@ Paul …..good one!
Anto
Blue from the cold
Storm Dessie Brady.
Enda, a nice name for a storm
To be renamed. AbiGALE?
Breaking news: Wind is windy.
News flash rain is wet :-)
Headlines: Gale is…..galey.
Water isnt ‘wet’ I was corrected on this before. Its your bodies response to it or some shiz like that
Most informative thread ever!
An item with water on it is wet. Water doesn’t wet itself. Be funny if it did.
That thing about Ryanair won’t bother me, I’ve got my own plane like.
Like what? What’s your own plane like?
No need to act like a smart ar5e like.
I wasn’t Luke like, you know what I mean, like.
I c u are selling Vale de Lobo Denis, short of a few bob?
Just came up the road from Donegal to Cavan for the NCT and it is brutal up here! Fingers crossed we pass!
Hope there’s no dog hair in the car!
Wouldn’t you say, down the road??
Your right Cavan is brutal….
Both Donegal and Cavan are brutal.
Ah Frank, Donegal is grand. Some beautiful scenery about there.
What is the point of Cavan at all?
And the weather service has warned us to brace ourselves for the onslaught of Storm Abigail. And if you think naming a destructive storm after a woman is sexist, you obviously have never seen the gals grabbing for items at a clearance sale.
It’s true, but he shouldn’t say it
Got caught in a downpour and nearly blown from the footpath to the middle of the road! Take care out there
Socrates, you’d better anchor your barrel tightly, or you’ll wake up in another country tomorrow ;)
Makes you think…..
Ohhhh, I just love how dramatic the media are making to it.
8 years ago we has the exact same storms and not an eyelid was batted.
Fear porn…..the media love it, just look at the front page of the Express anyday.
grim if u live in a poorly insulated house like mise
Hold onto yer hats! Storms a comin
After a big gale (Abigail) I propose the next one to be called Gusty Spence.
Its so windy out there I went to the shop for a loaf of bread and got blown straight into the pub
Anyone lose a f/g labour minister in today’s storm haha
Just make sure there are no dog hairs on your car seats Gearoid O’Briain & sure you’ll be grand!
Minds made up..despite the warm November..the fire is going to be lit..
Mary Poppins just did 80 kph past my window!
Video: Storm Abigail makes a splash in the Dingle Peninsula today
https://youtu.be/jRe6PlI3cuE
This alert system is a load of dirt,its windy out will do me.
hmm and you live in Donegal ?
The storm names are almost all british names….
Jewish actually was Mrs King David
Shhhhhh don’t mention Israel…
A-Big-Gael sounds Irish to me, would suit Hogan or Enda???
Maverick, Goose & Iceman would laugh.
Dangerzone!
Dangermouse.
Shannon open for business as always
So if I’m right then we get to name the nxt Storm
Ok then – Baothghalach lets see them work with that one
Photo : Getting near to Storm Abigail in Dingle Ireland this evening ….
https://www.facebook.com/TheDinglePeninsula/photos/a.561980937163776.103783359.561946240500579/1154187791276418/?type=3&theater
Why are they renaming the storm. It’s name is tropical storm Katie.
Have to love the name of the storm, A-big-gail lol.
Dingle Peninsula native and legendary GAA commentator Mícheál Ó Muircheartaigh interviewed #StormAbigail today and he was impressed
https://www.facebook.com/TheDinglePeninsula/photos/pcb.1154209374607593/1154209294607601/?type=3&theater
I wonder how many red thumbswill this will get ..
LOL
The wind it that bad it has brought down trees, pylons….
And my pants lol.
Get the generators at the ready there’s bound to be power outs
Have the generators at the ready there is bound to be some power outs
Are they reporting this storm as ” A BIG GAIL ” or calling it ” Abigail “. I’m confused !! It was very windy at times alright…hold onto your cap..
have your say