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PASCHAL DONOHOE BEGAN his first Budget as Finance and Public Expenditure Minister by saying the announcement would “build on progress that would have seemed impossible only a few short years ago”.
Earlier on today the Taoiseach promised to put money back in the pockets of “taxpayers, working people, families, pensioners, people on welfare” and to bring in “measures to reduce the cost of living”.
But just how does this year’s Budget, delivered this afternoon, affect you?
Read on to find out…
Donohoe said the Budget would promote fairness and allow for sustained improvements in the standards of people’s lives.
Describing the state of the economy as he began his speech, he said that, at 6.1%, unemployment was at its lowest point since 2008. The Budget, he said, was part of a process that would help minimise the exposure of the Irish economy to outside risk – including events like Brexit and possible changes to US trade policy.
He would be raising additional revenues worth €830 million, Donohoe said, giving a total Budget Day package of €1.2 billion. Expenditure will receive an additional €898 million and there will be tax reductions worth €335.
Need more details on today’s social welfare announcements? Find them here.
You’ll find more detail on all today’s tax announcements here.
Mortgage interest relief (the tax back scheme to help those in negative equity) will be also be cut on a phased basis, starting next year. You can find further details of today’s housing announcements here.
We’ve been hearing about this Rainy Day Fund for a while now. Here’s a quick explainer on it.
You can read the entire Budget at the government’s dedicated site here. And you can find further coverage on TheJournal.ie throughout the day.
Tomorrow, when you’ve had time to digest the facts and figures, TheJournal.ie will host a special one-off Facebook Live with Taoiseach Leo Varadkar and Minister Donohue.
Kicking off at 8pm from Facebook’s Dublin HQ, we will be putting some of your concerns and observations to the Taoiseach and the minister, and digging into the thinking behind the decisions made for the country and what it means for our collective future. Here’s how to get involved.
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This time next year we’ll all be millionaires.
@Keelan O’neill: penny miiionaires – no cents to that
Govt says we’re at full employment, yet they reward work shy by increasing job seekers allowance! Would have been far fairer to increase job seekers benefit alone
@Stephen Kearon: Aren’t you the Fianna Fail fella that charged the taxpayer €3,250 to host a website? For a year?
While advocating for the government to cut spending?
Stephen, please go take a walk westwards towards the Atlantic. And don’t turn back.
@Stephen Kearon: agree, you should be entitled to two years of social welfare maximum between the ages of 18 to 30.
@Aine: You are, they force you into PT state work after 2 years now
@Ryan Carroll: Trying to stay on the dole is a full time job itself as they make everyone do pointless courses over and over again with the threats of instant cut offs if you don’t attend one of FG’S buddies privately ran “job activation clubs”
That Vat rate on tourism should come with a clause that you lose it if you fail to pass it on to the customer.
@Rob Cahill:
And to the workers !
@Rob Cahill: dont disagree at all, but exactly how do you police your suggestion?
@Michael Murray: Hotels are hugely over priced here, Not that hard to see who is ripping people off.
Ahhhh…the Christmas bonus for welfare recipients. How lovely of them!! Looking forward to their announcement of a bonus for the people who actually go out and break their b*llox to work and pay their taxes.
Begrudging people a few quid for Christmas. You’re literally Scrooge, the miserable old miser.
@JayK: multiply that few quid by 1000s of scroungers and it adds to a huge amount of money.
Sick to death of people not working contributing a cent to society getting housing, double payments etc at the states expense.
@JayK: a few quid €10,000 unearned, untaxed income per year.
A Christmas bonus is a kick in the teeth to those of use who pay for it.
@thelynchmob: what about those who have paid heavy tax for about 40 years and because of poor health cannot work ? Smarmy git !
Then they wouldn’t be on jobseekers. Smarmy moron
@Flip off: “welfare recipients” you do know that isn’t just job seekers like for example pensioners, disabled, lone parents, family income support – idiot!
People need to loose this idea of Group A pays and Group B takes
The system does not work like that. Excluding the lifers who are a small group, everyone pays into the pool and everyone takes out of it in different ways.
90% of those on jobseekers paid tax and or PRSI and USC so why should they not get it? They did “earn” it, they paid into an insurance system and are getting back out of it. Do you have a problem collecting the insurance if you crash your car?
Just because you are not on welfare does not mean you don’t take from the pool. Every. Last. One. of us takes from it we all went to school, we all get free or subsidised healthcare (depending on income), many of us went to university and got free tutition some got grants on top of that, all parents get childrens allowance, soon everyone will have a medical card.
Stop thinking of yourselves as mayrters who pay for everyone else, we pay for you to, we all pay for each other at different times. When I go back to FT work I’ll be paying for someone elses sick pay and jobseekers and I’m fine with that.
@JayK: the country is close to what’s considered full employment! The ones left are give or take long term and choosing not to work. They don’t deserve to be rewarded
@Ryan Carroll: well said Ryan this whole social class system of them v us is sickening and Leo’s patronising privilege made it even more acceptable to blame everything on the “lazy” work shy its just disgusting – keep the chattering class pitted against each other then they don’t notice the bigger things like TD salary increases, Bank that we bailed out not paying any tax for a decade, Apple tax but of course it’s the job seekers that are to blame for the state of the nation!
@Michael Geraghty: Micheal its not that simple.
The ones “left” are not a static group that are the same people month and month and year to year they change, most get a job within 6 months and are replaced by new people who lost a job or company closed etc and then they get a job and move on.
You are talking about a tiny group of people who are on it long term.
@thelynchmob: never got 1 cent extra or a card even a text from my employer at Christmas! !!!!!
It’s the sugar tax makes me laugh. .
Pure nanny state
@JayK: nowhere in my comment have I begrudged people of a few quid at Christmas. I’m just stating the fact that those who actually go out to work to pay for these bonuses, get nothing! Why can’t us contributors get a token of gesture at Christmas, like tax relief in our wages over this period. But sure who am only a miserable old scrooge to think this!
@thelynchmob: I agree with you, those that work hard, but what about those who did, and are now OAPs, Carers who work their B—-xs off too, and 5euro will not help with rising cost of rents, [for OAPs], those who don’t have off shore accounts, properties to let, their own houses, are living on the grid, with rising esb, Gas costs, not nice on them either, and you wouldnot like it either . Just saying.
@Rosemarie Martin: I have to say Rosemarie that there is more responsibility to being a citizen than just paying taxes. You have a duty to vote responsibly for the good of the nation. The older generation did not do so. Decades of FF FG cronyism and give away budgets have left us in this state.
I really don’t have a huge amount of sympathy for the generation that broke the country and complained about it now. Perhaps if you’d voted for better men and women and in the national interest the country would be in a position to look after its citizens now.
Iam going to up give smoking, get rid of the sunbed, stop drinking sugary drinks, Then set up an SME, join the guards , get building houses, I will not sell any of my commercial properties, and finally Iam going to get me an electric van, Boy that was great Budget, Iam laughing all the way to the Bank!!
@conriel: brilliant. Love this comment ha
@conriel: can I join you providing you leave out the bank
So I work full time, pay tax, pay a mortgage. I have to pay all my bills and if I need to go the doctor pay for this also. I am €7 ‘better off’ a month. Yet someone who is on the dole, gets a medical card, gets help with bills and rent is at least €20 better off. Great system!!!!
@Jenny Parkinson: and they say people on the dole are uneducated and stupid
And they will get a Christmas bonus!
@ian kennedy: apart from YOU who else says that you patronising, sanctimonious, ill educated dick. Wtfu.
@Mo: if you are educated or have a skill. You really shouldn’t be unemployed. It’s kind of self explanatory really
Jenny you are leaving out the key fact that our income is much much smaller than yours hence why we NEED help more than you. Some of us are sick, some of us have a disability, some of us had our company close from underneath us. You are still better off financially than anyone on social welfare but for a small class who have 10 different allowances. The average income for take home pay in Ireland is €800, so comparing that to €200 eve if you include rent allowance that some have it’s apples and oranges.
-It’s €5, the €20 is only for two specific schemes.
-Everyone pays all their bills you don’t get no bills because you’re on welfare dunno where you got that idea. Pensioners and Disabled get a small subsidy, jobseekers don’t get anything off bills.
-Not everyone gets help with rent that’s actually quite hard to get (I was refused it and i was on disability with life threatening illnesses and an huge record of unbroken PRSI and USC payments stretching back to 16)
-You will get a medical card eventually, starting with kids universal public healthcare is being rolled out they’ve already started with the under 6′s under 12s are next, and on after that in phases.
IMO the middle in Ireland unlike the rest of Europe gets screwed over badly because of means testing most countries do thing like healthcare unviersally so we have a middle class that pays for everything but is entitled to get very little of what they pay for, that needs to change but attacking those weaker on lower incomes won’t help that.
@Michael Geraghty: more rubbish seriously mate have you never heard of rural Ireland where the jobs are few and the infrastructure doesn’t exist!
€149 million on the Housing Assistance Payment is a waste of time.
That’s basically just a transfer from the taxpayer to the people with plenty of rental houses that are the donors, party members, and elected representatives of Fine Gael.
It only benefits the landlords in this housing market that has chronically short supply.
Build far more than 3,800 social housing units, then the state can have years and years of revenue from those streams too.
The free market has failed us utterly with regards to housing.
@Franklin Roosevelt: FG won’t build social housing because they know their voters don’t live in it.
In general, FF, SF and Independent voters either live in them now, their parents did and they have or are trying to get a private rented space or mortgage, or someone in their family did. People on low incomes or newly middle class don’t generally vote centre-right because those are the people always complaining about the help they are getting. THey won’t admit it in public but they do behind the scenes, “why throw money at people who will never vote for us?”. They also have the inside the bubble attitude (as their voters do) “well i got a mortgage i don’t see why they can’t”. They have a voter base that does not see shades of grey, if your life is not like theirs it must be because you were lazy
@Franklin Roosevelt: is not the free market that has failed us…. As you rightly point out the flaw is the HAP scheme itself…. There is no free rental market now thanks to this massively under thought out scheme…. The state has now skewed the rental market I artificially … Do you know in Dublin your taxes are contributing to HAP payment of up to 1950 per month? No wonder rents are going through the roof….. Like the last property (sale) bubble our state has intervened in a free market and it’s gone pear shaped….
@Colin Anderson: yes, the HAP payment that was introduced in 2014 is the problem with our current housing system.
What will you tell us next? People on the dole crashed our economy?
@Franklin Roosevelt: no but an annual social welfare bill of 20 billion does put it under a lot of strain.
@Theunpopularpopulist: Most of that 20billion is pensions
Were going through demographic trends making more of us older and disabled that’s a trend that started in the late 80s (if you look at disability is has doubled over the last 15 years, the numbers, pensions are going up too)
@Franklin Roosevelt: do you agree with state funding inflated rental? How could it not cause problems to offer subsidy from state coffers higher than free market dictates? Average 3 bed rental is not 1950 (though not far off) yet HAP goes this high…. Fingal area.
@Colin Anderson: the State could provide their own housing but decided long ago it was the more expensive and more hassle than it was worth option. So now it gives tenants money to rent from landlords in the private sector instead. Now you could argue that it sets a floor for rents and I wouldn’t disagree with you. But the alternative is that the State must provide this accommodation so the money still gets spent. It’s not a saving.
I’m writing up my notice period to my employer, get more on the bleeding dole.
@Gavin R: You won’t you drama queen.
@Gavin R: I agree, it is sad when there is little incentive to work. Social housing works best for those who have lots of kids. Another can of worms.
Major cop out on the vat rate for hoteliers…
Main point we need to know is that the bloated welfare budget is about to balloon even further. Why don’t we just go the full way and declare ourselves a communist state where the government takes care of you from cradle to grave.
@Fred Jetson: Most of that 21b goes on pensions and disability which is hardly communist in fairness.
Jobseekers is time limited now and there are tonnes of rules and checks. Childrens Allowance goes to everyone. It’s not an extravagant set of benefits by any means in European terms it’s quite moderate actually.
sunbeds hah hahaha!!!
oh god brace yourselves for more bottle orange umpa lumpas walking around
@Andrew Mockler: Surely less given that they won’t be able to afford it anymore!
@Andrew Mockler: would it not be less with the vat rate increasing
@Kieran Stafford:
I presume that’s why he said bottle orange…
@Kieran Stafford: Andrew said the bottle ones
@Kieran Stafford: no, more because the deluded will spray on that orange crap instead.
When is the middle class going to get a Christmas bonus
@john: ask your employer
@Peadar Cleary: it’s ok for you get your bonus on the welfare
@john: We get it from our employer. Some of us, anyway. Take it up with your boss :)
@john: John your comment just drives a further ridge between class, privilege and education, people from Ballymun and Sherrif Street rarely get jobs in afflient companies.
Middle class don’t put their names down for social housing, hence huge mortgages, so snobbery has a price. You don’t need the Xmas Bonus and neither did I when I worked.
Bit of nothing for everyone. Well done Pascal.
The most impressive part of all this is Donohue’s ability to change his shirt and tie for every photo.
“there really is a fantastic atmosphere around the budget.. Everybody’s ecstatic” – dane fine Gael tyghe / Joseph mcplunkett /Billy wiggle / Jose mosse etc etc
No mention of mental health
@willypearson: thats the problem.. people don’t talk about it enough..
Aw I can’t wait to get my €149,000,000 HAP!
Good to see rainy day fund stays.
@Paul: Imagine if we’d had one from 1997 to 2008 and put half the surplus into it instead of endless tax cuts and extra rates on welfare, then say spend half the remainder on public service improvements and the other half on finishing transport 21.
Would have been 20-40b in it. It would have meant far less borrowing OR far less cuts when the global crash hit.
We’d have been in a far better position. Of course ironically, if Bertie had done that, the public would have been outraged at him “hogging” the money and replaced him with FG and Labour and same thing would have happened anyway. Hope we learned enough to keep a reserve fund this time.
@Ryan Carroll: we learned nothing at all. Not a damn thing. Public sector pensions stratospheric? Check. Capital infrastructure negligible? Check. Caving to unions? Check. Narrowing the tax base? Check? Same old same old party hacks? Oh you better believe that’s a check.
@Stephen Adam: Something around 2/3 of the new spending since the troika left has gone on PS pay hikes which absolutely sickens me, they have permenant jobs that are nearly impossible to be fired from, can we not spend that on transport 21 or on more beds in health?
Internationally in the US they’re back to bank deregulation (Europe not dumb enough to follow suit, YET)
Here we are back to 10ers on welfare and tax cuts…the very two habits that left us overexposed to the global crash last time.
@Ryan Carroll: Absolutely. Same gombeenism. What does amuse me though is that they’re damaging their own interests – the lack of housing, infrastructure, health and modernisation in our cities couple with high tax and punitive rent is a major disincentive to their believed FDI.
Ironically had they toughened up and spent on infrastructure, high rise living and reducing the housing crisis they’d be much better placed to attract financial businesses moving due to Brexit.
@Stephen Adam: Transport 21 and going up not out should be our no1 priorities
If the irish insist on a garden and won’t consider an apt let them pay for it. We need city density for proper transport planning we need metros and subways this crap of building houses along rail lines subsidised at 500euro a passenger is ridiculous.
EVeryone in politics disagrees with me on this but I think our systems to blame, if we had mixed member PR with a party list as well as candidates for areas I think there would at least be some in parliament with more policy focus nationally than worrying about the bypass in their own back yard. We have 158 seperate kings worrying about their own separate kingdoms nobody thinking of the national picture
@Ryan Carroll: national focus is an enormous problem. No one gives a damn. Parish pump is the name of the game. And no one agrees with you inside the machine cos that’s the game they know how to play.
Accountability has to be created. Reform Seanad which then have to confirm Ministers based on plans, qualifications and timelines. If they don’t meet them as outlined (without good reason) Seanad can remove them. Suddenly Ministers required to solve national problems or lose their jobs.
@Ryan Carroll: People do pay for those houses with gardens. In fact they pay too much. Problem in this country is that it’s the only option. Many would embrace condo/apartment High rise living within a walk of the CC. Traffic decreases, house prices in the suburbs decreases. Land value on commuter belt decreases. Public transport problems eased. Everyone’s a winner. Except land speculators.
@Stephen Adam: I run into two problems inside politics when I try to convince people of this stuff:
1. Rural politicos with a chip on their shoulder about Dublin saying “dublin gets everything”
2. They don’t want a list system partly because they think it will make politicos more unresponsive that they’ll become party hacks sucking up to HQ (who decide how far up the list you are thus your odds of getting in) and voters will loose influence but I think it will just give national focus, we could do the German system of mixed member PR that way we keep constiutent reps and have a national list, or we could make the Senate useful by having every seat other than unis and Taoiseachs nominees be one national list.
@Stephen Adam: Would you really embrace a high-rise flat served by one lift? Who are these people, childless fit bachelors who don’t like gardens or pets?
@Fiona Fitzgerald: I’m sorry Fiona but you’re living in the 30s. Modern cities go up because land is expensive and finite. Because it’s massively costly to create transport networks that device an ever widening metropolis. Because extended commutes severely damage quality of life. Because of pollution. And so on.
The reality is we have lots of workers in their 20s and early 30s that work in the city centre and don’t have families. You think they want to live 45 mins from work? What about our foreign nationals who live here but don’t intend to buy a house here?
The reason the Irish will embrace condo/High rise living? 1) it’s cheaper 2) we have no choice
@Fiona Fitzgerald: You can have kids and live in an apartment there is no automatic need for a garden when you have kids, there are plenty of parks around and plenty of apts have green spaces for their residents only
If the lift breaks you call the company and they come fix it that day that’s how it works at my building anyway
@Ryan Carroll: the voting system definitely needs to be looked at it. But as ever turkeys won’t vote for Christmas – how does a Kenny or a Healy Rae get elected without the local issues to deliver on?
The problems with the list system are as you mentioned but again I’d have the Seanad directly elected, entirely independent based, 2 x 4 year terms max and their responsibility is to hold the Dail to account beginning with confirming Ministerial appointments.
So the increase in band only applies if you’re a single earner or married but separately assessed? Married and jointly assessed skipped over?
@David Lawrence:
Don’t be daft
@Nick Allen: no need to be rude… I’m asking the question because the calculator does not apply the change in bands to jointly assessed couples. Presume a simple error.
20 cents on 5 grams of sugar per 100 ml. Milk just missed out. It’s 4.9 grams of sugar per 100ml.
Leo: So they give us pretty much half of what they earn right?
Simon: Yeah.
Leo: And we give them a small bit of that back once a year?
Simon: Yes
Leo: So we can make it look like we’ve done them a big favor?
Simon: Exactly! Everybody wins..
Can anyone expand on the childcare point? Have they made changes to the really badly thought out 2 year entitlement? Which incidentally you can only avail of if your child was born in certain months
Still no mention of mental health, on world mental health day.
Sorry,,so if ya never worked,,and I don’t mean those that are sick or unable to work,,the sofa workers,jobshy ones they should be told,if you haven’t paid xyz tax in your lifetime you are only getting half the state pension. This may get them off there arse to get to work.
Haha. Rainy day fund for when they’ll eff up again, and that’s guaranteed! It’s probably under the instruction of the EU who are calling it a different name, like the insurance fund because we know yer awful politicians and we don’t want to be bailing ye out again!
So the jobshy gain again!! Laughable,when it comes to stuff like state. pension,talk is it will be gone by the time I retire,26yrs..so here is my idea,I have never claimed benifits. Hopefully never will. I have paid my taxes for last 24yrs.So for people who have worked all their life,if they were to have paid say €400k in taxes they get extra let’s say €50 a week..thou if you never worked
I think I’ll join the Work-shy.
The seven year period owners must retain qualifying assets to enjoy full relief from Capital Gains Tax is being reduced to four years. There’s the vultures sorted while the hard pressed working people get the crumbs again. Social welfare going up, trying to sway the Sinn Fein voters on that. How about a system where you get welfare for a specific period of time only throughout your life, say 3 years max, instead we’ve welfare lifers that will always just take from the state. Sickens me.
And nothing to help carers
I work in an industry that 365 days of the year and I have worked a lot of xmass I’ve been working since I’m 14 were Is my xmass bonus yet I get strapped in tax for working my bollics off, I love what I work at and never will I be without a job but I hope ye all enjoy yer bonus from my hard work
WoW 30% per litre on sugary drinks !!! Boy that’s stiff.
@Jonathan Power: 30 cent per litre I mean, nearly the same thing. Geez they’ll be rich when you see the amount of sugary drinks sold in supermarkets.
@Jonathan Power: just watch how the non sugary drinks will get the same price uplift as the sugary ones.
@Dave Sherman: and it’ll be hit every year in the budget Dave. It’ll become their new reliable along with fags and petrol
@Jonathan Power: lol…..if you’re the ” designated driver” for a night out you’ll spend more than the bucks swilling back a few pints
So nothing is being done about the housing crisis just a promise of 4k houses in the next few years. Nothing of any substance, no location , no time when they’ll be complete. Raising welfare and lowering taxes is a recipe for disaster.
Sugar tax is great idea. USC and Tax bands disappointing though. Property measures interesting and am interested to see how this pans out. Good to be nudging land owners to get their property out on the market. Let’s see how that progresses things… Rome isn’t bought in a flat pack…
Heard Murphy the wheezing Minister on Pravda earlier. Asked simple questions and each time thought he had to go into listing 2021 mode. So quick he tripped himself up all over the place.
An absolute waste of space. Why is he a minister at all?
3000 houses to be built, 100,000 on the housing list, FG do not do social housing and haven’t done it for decades.
Mortgage interest relief cut to 50 % from 75% and to be phased out, every person with a mortgage is going to feel this.
Great little country we live in, sheep keep voting the same muppets into government.
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