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Julien Behal/PA Wire

Investigation into banking crash needs to hurry up - Howlin

Brendan Howlin also said there is a chance the referendum on public inquiries could be rerun to allow an inquiry into the banking crisis to take place.

THE INVESTIGATION INTO banking crash which crippled Ireland’s economy needs to speed up and make some findings, a senior government minister has said.

Brendan Howlin said that there needs to be accountability for the people who made “reckless and outrageous” decisions and said he would like to see an “early determination” of the investigation which is under way.

The Minister for Public Expenditure also said that there is a possibility that the referendum on public inquiries which failed to pass last October could be rerun to allow an inquiry into the banking crisis to take place.

He said that alternatives such as appointing a High Court inspector or a full committee of inquiry to investigate the collapse were also under consideration.

In the interview with the Financial Times, Howlin said that there hasn’t yet been a full explanation of who was responsible for the financial crisis, who made the decisions and who advised on the decisions, adding:

I do think that it is necessary to get the full picture

The Minister said that there is an “absolute requirement for light to be shone into that dark crevice”.

Howlin said that he would not comment on whether politicians should be questioned by gardaí or charged over their role in the crisis as it would be inappropriate. Iceland’s former prime minister Geir Haarde is currently on trial over the collapse of the country’s banks during the 2008 financial crisis.

The ongoing investigation is being carried out as a joint operation between the Garda’s fraud investigation squad and the office of the Director of Corporate Enforcement.

Former head of Anglo Irish Bank Seán Fitzpatrick was arrested in December for the second time as part of the investigation into alleged irregularities at some of Ireland’s financial institutions during the boom.

Both times Fitzpatrick was released without charge.

Bank of Ireland chief executive given €898,000 package last year >

Finance committee demands Honohan meeting as “urgent priority” >

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A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.

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57 Comments
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    Mute Peter Hughes
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    Aug 17th 2013, 8:44 AM

    Is there a case to be made for blood screening for all people wishing to emigrate into this country?

    225
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    Mute Nun on Yokes
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    Aug 17th 2013, 8:47 AM

    That would make too much sense Peter. How dare you…..racist ; )

    145
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    Mute WanderArch
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    Aug 17th 2013, 9:00 AM

    Not for HIV, no. It’s not that easy for HIV to spread, that is – a number of direct disposals (unprotected sex type of disposals – you won’t catch it by standing beside someone with HIV) to the retrovirus won’t give you HIV. Once HIV is diagnosed – its easy enough to manage – not quite as easy as other chronic conditions – like diabetes, but still easy enough. And it’s certainly easy enough to contain – what is it they say – no glove no love?
    Besides, I believe if you were to prevent certain people from entering this country due to their ailments it’d be called “discrimination”.
    And no emigrated Irish person has ever been diagnosed with HIV ever?

    50
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    Mute Alan Lawlor
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    Aug 17th 2013, 9:54 AM

    All sounds very good to screen people on entry to get them medical care as early as possible. Very laudible.
    However we are all human. What if a govt buerocrat looks poorly on an asylum case from a war torn or oppressive country and refuses entry as they are HIV positive? Many asylum cases are borderline and there is quite a bit of subjective assessment involved.

    22
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    Mute Catherine Sims
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    Aug 17th 2013, 10:04 AM

    Well this discrimination as you call it is practised in any other countries of the world. If your ill disabled or even have a condition that’s likely to progress and cost the country in terms of healthcare or benefits you are not allowed in. If you have an intellectual disability unless you can prove you can work and live completely independently you won’t get in. People with Down syndrome are routinely refused entry into places like the US Australia and New Zealand for example.

    56
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    Mute Jed I. Knight
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    Aug 17th 2013, 12:32 PM

    @WanderArch I don’t think Peter suggested preventing immigrants from entering this country if they are found to have HIV/AIDS, it should be borne in mind that we don’t have much of an immigration policy to begin with.
    The IMJ study found that 90% of the children found to have HIV were born to mothers from African origin, so they are having unprotected sex and are either knowingly or unknowingly passing the virus on to their partners.
    If those who are high risk are tested for HIV then something can be done to prevent the spread of the virus if it’s detected early, testing black immigrants from high risk areas is NOT racism. We have to face this, it is prudence for them and our Health System. If we can identify anyone, black or white, with HIV then we can educate them and treat them. Unfortunately if many parts of Africa a myth still persists that sex with a young virgin, rape, can cure HIV/AIDS, we need to dispel these beliefs through education. The same prudence is shown to high risk Irish people, IV drug users etc. and those who present with certain medical conditions. I have been tested for HIV twice in recent years as I have a medical condition that causes frequent lung infections, which can also be an indication of HIV. I do not feel I’ve been a victim of racism rather it was a prudent medical test.

    14
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    Mute Goebong
    Favourite Goebong
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    Aug 17th 2013, 2:50 PM

    Africans no doubt could be sharing a classroom with any of our children and we are not entitled to know
    Question any of this and you a racist

    16
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    Mute Alan Lawlor
    Favourite Alan Lawlor
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    Aug 17th 2013, 3:43 PM

    @Catherine: This is a big distinction between those who have emigrated and must satisfy whatever criteria a host country deems fit to enforce and those who are seeking asylum.
    Immigration is up to each individual country to decide as to the economic and social benefits of allowing somebody in or not. That can include exclusion on the basis of health as you point out.

    However, granting asylum is a humanitarian effort covered by international treaties which Ireland has signed up to. What I am saying is that individuals in government might breach those rules, when faced with an applicant who is likely to be a bigger burden on the state than would otherwise be the case if they were in full health.

    2
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    Mute Alan Lawlor
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    Aug 17th 2013, 3:45 PM

    @Goebong: I would not dream of calling you a racist, just a small-minded mean bigot who is not worthy of being called a racist.

    11
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    Mute Goebong
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    Aug 17th 2013, 3:57 PM

    Why because I wouldn’t like my child to in classrooms beside HIV positive children when the teacher might not be aware?? That’s not small minded I’m sure most people would feel the same

    7
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    Mute Cuddle Flips
    Favourite Cuddle Flips
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    Aug 18th 2013, 9:01 AM

    @Goebong
    I don’t think most people are that ignorant – at least I hope not.

    4
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    Mute Peter Hughes
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    Aug 17th 2013, 9:09 AM

    Wander arch HIV is not that easy to spread ?? Seems to be pretty easily spread in Africa. 90 percent of these poor kids were born from African mothers. Surely these mothers would be better off knowing that the children and themselves are HIV positive ? It’s not discrimination by the state it’s a duty of care on the state to introduce mandatory testing.

    87
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    Mute WanderArch
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    Aug 17th 2013, 9:47 AM

    HIV in Africa is a very different issue, and more of an issue for the abuse by the Catholic Church than for science. Many African communities were told that to get rid of HIV all they had to do was have unprotected sex with a member of the opposite sex. It’s only now that people in Africa are waking up to the use of condoms.
    HIV in Ireland is more an issue of sexual awareness and information than of how “easy” it is to catch. HIV shouldn’t exist today, however it does due to the “sheep like” tendency of the human race, we believe anything told if we’re told it often enough.
    As regards mandatory testing, I agree – but for everyone. It never ceases to amaze me how few people have ever been to an STI clinic in Ireland. From the age of 12 everyone should be tested every 6 months, or every time a sexual partner changes, with at risk groups tested consistently long before that. (At risk: minority groups, drug addicts, children of HIV+ parents…).

    30
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    Mute Stephen Fitzpatrick
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    Aug 17th 2013, 12:01 PM

    Ffs the Catholic Church never told anyone to have unprotected sex with anyone.

    The spread of AIDs in Africa is more to do with prostitutes and things like that.

    11
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    Mute Steve Grant
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    Aug 17th 2013, 12:07 PM

    Actually it’s more to do with women & young girls being raped repeatedly my ignorant, abusive males.

    46
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    Mute Cuddle Flips
    Favourite Cuddle Flips
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    Aug 18th 2013, 9:06 AM

    Well they certainly didn’t tell anyone to have protected sex, Stephen.

    3
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    Mute Tom Newnewman
    Favourite Tom Newnewman
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    Aug 17th 2013, 8:25 AM

    Pre marriage STS screening has been introduced in some places.

    34
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    Mute Alan Lawlor
    Favourite Alan Lawlor
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    Aug 17th 2013, 9:57 AM

    Most Hiv is not transmitted between marriage partners.
    In fact most transmission between a couple originates from the husband having visited a prostitute while already married.
    This is deemed socially acceptable in many parts of Africa.

    24
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    Mute Phyllis Murphy
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    Aug 17th 2013, 8:22 AM

    Those that have died are not living with HIV.

    32
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    Mute Bouile
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    Aug 17th 2013, 11:29 AM

    It all comes down to Education or the lack of it particularly. I’m just referring to Southern Africa as I have spent a lot of time there – you’d be absolutely astonished at how a lot of people view HIV-AIDS. Some men believe that by having sex with a virgin (very often a young child) they can be cured of HIV-AIDS. I lived and thought in a South African township and though HIV / AIDS was rife amongst the people there, most people were not willing to discuss this issue. Most people are poor and not well educated so people in authority hold a large influence ! Take Jacob Zuma (President of South Africa) who, while the Minister for health, had unprotected sex with a Woman with HIV and admitted that by having a shower afterwards he thought this would reduce the risk of infection ! The Catholic Church also has a lot to answer for in terms of their stance against the use of contraception.

    22
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    Mute Brian O Cinneide
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    Aug 17th 2013, 9:19 AM

    HIV does not kill, it is AIDS which results from HIV that kills. The answer is to be careful who is let into the country.

    31
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    Mute Tesla Tower
    Favourite Tesla Tower
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    Aug 17th 2013, 11:59 AM

    Aids is not anything at all really, it’s just a label given when a threshold is reached in the weakening of the immune system.
    The weakening can be caused by many things like hiv, cancer, diabetes, hepatitis, drug use basically anything that makes you weeker.
    Aids is not the killer but a symptom of the killer.

    15
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    Mute Billy Flynn
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    Aug 17th 2013, 10:28 AM

    At the end of the day HIV prevention is a matter of personal responsibility more than state intervention; as long as there is informed choice (i.e. you are sufficiently informed of the modes of transmission), the choice thereafter to engage in risky behavior, whether unprotected sex or sharing needles, is a personal one. This is why scaremongering and constant whining about what the State should do concerning the issue are never going to be effective until people take personal responsibility for their actions too…..be safe!

    12
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    Mute MB
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    Aug 17th 2013, 3:11 PM

    Jesus do some research you lazy people.

    And yee have the internet at your fingertips.

    Choosing to be ignorant.

    http://www.irishhealth.com/article.html?id=526

    4
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    Mute Larry T Bird
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    Aug 17th 2013, 1:47 PM

    Tut tut
    I seem to have a comment removed because I mentioned the two PC trigger words in the same sentence :
    Multiculturalism and the ‘R’ word !!!

    4
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    Mute Doey Walsh
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    Aug 17th 2013, 3:32 PM

    Misogynistic sexist patriarchy
    Wonder how long this will stay up?

    3
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    Mute Alison Te Hira Mee
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    Aug 18th 2013, 7:20 AM

    I had to do an aids test, TB test when I applied for my Australian citizenship. Didnt think it was discrimination, makes sense

    3
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    Mute Raknash
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    Nov 9th 2013, 8:15 PM

    Vaccine is the answer.

    1
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    Mute Ighalo Gbesman Jeffery
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    Mar 27th 2014, 6:52 AM

    I have been suffering from HIV/AIDS since 9yrs now,
    and i happen to have 2 kids for my husband, and now we
    cannot proceed to have another kid all because of my disease
    and now i have do all what a human like i and my husband can
    do just to get my disease healed, i have gone to several places
    to seek for help but all to no avail, until i
    met a comment on the daily news paper that was commented
    by Miss Marilyn about how this powerful traditional doctor help
    her get cured of the disease (HIV-AIDS)i
    firstly taught having a help from a spiritual traditional healer
    was a wrong idea, but i thought of these, will i continue to stress my self
    on these disease all day when i have someone to help me save
    my life?” so i gathered all my faiths,and put in all interest to
    contact him through his Email address at (okutaspiritualtemple@gmail.com),so after i have mailed him of helping me get my disease cured,he responded to me fast as
    possible that i should not be afraid, that he is a truthful and
    powerful doctor which i firstly claimed him to be. So after all
    set has been done, he promised me that i will be healed but on
    a condition that i provide him some items and obeyed all his
    oracle said. I did all by accepting his oracolous fact and only to
    see that the following week Dr okuta mailed me on my mail box
    that my work is successfully done with his powers, i was first
    shocked and later arise to be the happiest woman on earth
    after i have concluded my final test on the hospital by my
    doctor that i am now HIV- Negative. My papers for checkup are
    with me and now i am happy and glad for his miraculous help
    and power.With these i must confess to everyone who might seek for any help,
    either for HIV cure or much more.contact him now at,(okutaspiritualtemple@gmail.com) website;http://2mw-clients.com/site/okutaspiritualtemple.trial/?r=1395895315
    Thank you Dr okuta.

    1
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    Mute Flora Rufer
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    Apr 10th 2015, 4:54 AM

    HOW I BECOME HIV NEGATIVE

    I am flora rufer,i am from San Francisco,in USA,my Facebook Username is flora rufer you can also add me. i want

    to use this medium to testify of how i got cured from HIV AIDS, HIV AIDS is known not to have a cure, i

    contacted this disease in 2012, i have done all my best to get cured from this disease but all to no avail until

    a friend of mine told me about doctor oosa herbal home on the internet who helps people cure any kind of

    diseases including HIV AIDS, Cancer, Herpes etc, at first i doubted if it was real but decided to give it a try,

    when i contacted this herbal doctor he helped me with his herbal medicine and i was healed within (13days) and i

    went for a medical checkup and my doctor confirm it that i am HIV negative.Contact this grate herbal doctor for

    any kind of disease or ailment via this email doctoroosaherbalhome@gmail.com

    1
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    Mute Melisa Hellen
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    Dec 4th 2014, 12:38 AM

    I want to give a testimony about my HIV virus that was cured by a great spell caster. Since last 4 months I have being a HIV AID patient. I never think I live long again and am so grateful about him dr.ohimal who cured my HIV AIDS last 3 weeks. I was in a great pain so I told one of my best friends; he told me that there is a great spell caster that can cure my HIV. I asked her if she had his email, she gave me his email, I emailed him he talked to me and he perform the necessary rituals and he told me that after two weeks I should go for a test. Which I did, when the doctor told me that am now a HIV negative I couldn’t believe myself I went to see another doctor the result was still the same, drohimalspelltemple@gmail. com

    1
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    Mute Roda Blize
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    Feb 11th 2014, 11:47 AM

    i am blize by name, i want to tell the whole world how i got my hiv cured, i live in Manchester united kingdom, presently i am working as a teacher in an high school, i was once a stripper in a club and i got affected with HIV due to the nature of my job, in February 2nd 2009, This is not design to convince you but its just a personal health experience.
    I never taught doctor LAWCY could ever get my HIV-AIDS cured with his healing herb spell, i have been spending so much buying my drugs for the past three years now and taking several medication but no relieve, until one day i was just browsing on the internet when i came across a great post of NANCY, who explained to me how a great dr called PAPA LAWCY helped her, by curing her from HIV, i thought as much and i quicklly contacted him, and he gave to me the assurance that he is going to help me with his herbs, he told me to buy the herbs which he will use for the preparation of my medicine which i did, he prepared the medicine and told me how i am going to take them which i did, just three days later i went to the hospital to give the final test and the doctor confirm that i am now negative, i am so happy that GOD sent DR LAWCY to help me out of my problems, if you are out there passing through this kind of problem, you can also contact him on his email, drlawcyspellhome@gmail.com. , and i pray that he will help you also.
    All thanks to DR LAWCY, you can contact me on +44702407841

    1
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    Mute Marian Duss
    Favourite Marian Duss
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    Nov 16th 2013, 6:11 PM

    HI My Name is MARIAN DUSS, I wish to share my
    testimonies with the
    general public about what this man called Dr LAWCY
    of( drlawcyspellhome@gmail.com ] has just done for me , this man has just did what I thought nobody will ever do for me, i was HIV positive when one of my family friend introduce this man to me, I never believed that great DR LAWCY could do this, when I contacted him on this same issue on ground, he casted some spell for me and gave me some parcel to drink, now I am so happy to say that the virus I was having In my body have left me.
    All thanks to DR LAWCY. If you are out there passing through this same kind of
    problems you can
    contact him today on his mail ( drlawcyspellhome@gmail.com )
    and he will also help
    you as well with his great spell caster, THANKS BE TO DR LAWCY….

    1
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    Mute Tessy Terry
    Favourite Tessy Terry
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    Aug 26th 2016, 6:07 PM

    I never believed in spells,not until i contacted this great man. I’m Tessy terry Ho Cho,the C.E.O Korean Air-flight. 1. I’ve been on Drugs since 2007,I was tested HIV+. 2.Due to some Family Issues, I had misunderstanding with my hundreds,and we went separate ways. But as i speak now, I’m now HIV-FREE, my wife is back with me and we are very happy again. I’m Very sure this Man can help every-one with HIS/HER problems.To me there is no problem that Dr.Ebako can’t fix. I know Eric has posted that he does not like to be called a doctor, because he has not received his degree in medicine yet, but the man has helped educate, save, and put his neck out on the line for many millions of people in his young life. Thank you Mr. Doctor Ebako for helping me 2 Months ago when I needed it most, you may not remember me, as I know you help many people online for FREE, of course you sell your products, which are truly miracle products and only those who give you the time of day will ever discover that. I urge that everyone all young and old, and sick or healthy just give this man the time of day and explore this young mans discoveries and mind with his well presented videographies, publications, and actual documented proofs. Harvard and Cornell should keep this man close, because there only walks a great legend such as this every so blue moon. Continue your great persuits in saving the world Moringa King miracle man. You are the true real life medicine man, if there ever were such a thing, it has been my honor to have gotten to know him personally in this lifetime. You are genius, never stop, NOT FOR NO ONE. You will be the one that saves the world. And if no one was around to thank you…I am here to tell you first, thank you for saving us all from Greed, you outsmarted them all…evil that is.

    Again thank you for saving my life from HIV. I know you have saved my Wife from HIV, diabetes, and the list goes on, if you were to publish it publically, they would either kill you or shut you down, stay quiet for the moment and use your knowledge to help those are willing to be saved from the fire…from death of their depart.

    Sincerely,
    Yang Ho Cho,the C.E.O Korean Air-flight
    His email ebakospellhome@gmail.com or Whatsapp +2348141695777
    Pure, fresh, organic, and all- natural miracle tree powder.

    1
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    Mute Drlamp Drlamp
    Favourite Drlamp Drlamp
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    Mar 9th 2017, 10:07 PM

    Are you poorly with these Virus, Diseases and Infections with no cure?
    Please stop visiting doctors and hospitals, they are only wasting your time and enslaving you to pain. They have not discover the

    power of herbs freely given by God.
    Contact Dr lamp now on herbalcuremedicine@live.com,
    Dr Lamp cures all sickness/Diseases/Infection/Viruses with pure natural herbs. You get cure/healed in 3 days of complete usage.
    All herbs are delivered with instructions on HOW TO USE and NO SIDE EFFECTS, 72 hours of usage give a 100% guarantee of cure.

    1
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    Mute Melanie Larsen
    Favourite Melanie Larsen
    Report
    Aug 15th 2016, 4:21 PM

    My Dear friends online, my name is Melanie Larsen From UK, I have to give this miraculous testimony, which is so unbelievable until now. I had a

    problem with my Ex husband 2 years ago, which lead to our break up. when he broke up with me, i was not my self again, i felt so empty inside

    me, my love and financial situation became worst, until a close friend of mine Andy told me about a spell caster who helped him in the same

    problem too her name is (dr.brownlovespellhome@gmail.com) This spell caster i told her my problem and i did what she asked of me, to cut the

    long story short. Before i knew What was happening my husband gave me a call and told me that he was coming back to me in just 2 days and was

    so happy to have him back to me. We have been together and we are happy with ourselves. Thanks to Dr Brown for saving my relationship and for

    also saving others own too. continue your good work, If you are interested to contact her and testify this blessings like me, the great spell

    caster email address is: (dr.brownlovespellhome@gmail.com Tel: +27846918903) you are the best among all the spell caster online I hope you see

    my testimonies and also pray for my family thanks so much

    1
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    Mute Tiana Jolly
    Favourite Tiana Jolly
    Report
    Aug 13th 2015, 2:57 AM

    Hello i’m Tiana am giving a testimony about Dr.Ebosa the great Herbalist, he has the cure to all manner of diseases, he cured my herpes simplex virus, though I went through different website I saw different testimonies about different spell casters and herbalist, I was like: ‘Many people have the herpes simplex virus cure why are people still suffering from it?’ I tought of it, then I contact Dr.Ebosa email, I didn’t believe him that much, I just wanted to give him a try, he replied my mail and Needed some Information about me, then I sent them to him, he prepared it (CURE) and sent it to Airfreight Online Courier Service for delivery, he gave my details to the Courier Office, they told me that 3-5 days I will receive the package and i took the medicine as prescribed by him and I went for check-up 1 week after finishing the medicine, I was tested herpes simplex virus negative, if you are herpes simplex virus patient do me a favor for you to contact him and I will try my possible best to make sure you get cured, when you contact him, make sure you tell him that I referenced you.. contact him via: drabosaherbscure@gmail.com or search the Google to know more of his product!!

    1
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    Mute Melanie Larsen
    Favourite Melanie Larsen
    Report
    Aug 15th 2016, 4:19 PM

    My name is Taylor Borg,All thanks goes to Dr Brown for saving my marriage from toning apart.i feel so grateful and only have good words about

    a powerful spell caster named Dr Brown who helped me bring back my wife. We had been apart for 4 months, at first I was thinking if I was

    doing the right thing by contacting a spell caster, but I so much love my wife and won’t give her up for anything in this world. I decided to

    contact Dr Brown through his mail address I found on several testifiers messages online,and I told him about my situation, he laughed and told

    me my wife will be back to me in the next 48 hours. I felt it wasn’t going to happen at first until my wife called me and was so eager to have

    me back more than anything on earth.. Now we are together and she cant do without me,and both of us are happy. I feel so happy sharing this

    testimony because there was no negative act attached to his work. His work was smooth and fast. Thanks to Dr.Trust for bringing back happiness

    to my life. I swear with my life that Dr Brown is a man to trust and take your problems to. You can contact him on his e-mail if you really

    truly want your love back.(dr.brownlovespellhome@gmail.com Tel: +27846918903

    1
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    Mute Melisa Hellen
    Favourite Melisa Hellen
    Report
    Dec 4th 2014, 2:43 AM

    I was been suffering hard shiply from HIV / AIDS since 9yrs now, and i happen to have 2 kids for my husband, and now we cannot proceed to have another kids all because of my disease and now i have do all what a human like i and my husband can do just to get my disease healed, i have went to several places to seek for help not even one person could ever help, until i melt a comment on the daily news paper that was commented by Miss Melisa about how this powerful traditional doctor help her get cured of the disease (HIV-AIDS) “my fellow beloved” i firstly taught having a help from a spiritual traditional healer was a wrong idea, but i think of these, will i continue to stress on these disease all day when i have someone to help me save my life? “so i gather all my faiths and put in all interest to contact him through his email (Prophetsuleman@gmail.com)

    1
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