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All young drivers 'should have tracking devices installed to reduce car insurance costs'

Junior Minister Michael D’Arcy said young people are choosing to pay higher premiums rather than have the devices installed in their cars.

ALL YOUNG DRIVERS should have speedometer tracking devices fitted to their cars in order to reduce the cost of their car insurance, according to one junior minister.

Minister of State at the Department of Finance Michael D’Arcy said insurance companies offer young drivers the option to have such telematic devices installed in their vehicles in order to avail of cheaper motor insurance.

The machines track the speed of the car and reward drivers which stick to the speed limit with lower car insurance rates.

However, D’Arcy said young people are choosing to pay the higher premiums rather than have the devices installed in their cars.

Tracking devices 

“There is an opportunity for young drivers to use a telematics device which can record the movement of their vehicles. To my disappointment a huge number of young drivers prefer to pay the extra amount rather than be on the system where their every movement is recorded in an appropriate way.

“I believe that in the future all young drivers should use these devices so we can ensure they start with good driving practices rather than bad ones,” he said.

In January, the Data Protection Commissioner warned insurance companies they could face an audit for offering discounts to young drivers who install special tracking devices in their cars to monitor their driving behaviour.

The commissioner said the devices collect a lot of information about the driver such as their location, and her office will ensure insurance companies are not breaking the law in how they use and store the information.

Fianna Fáil’s Bobby Alyward said that he had not heard from any of his constituents that their premiums were going down, giving one example of a young driver.

“A young fellow who did the theory test, passed it, had 12 driving lessons and passed his second driving test after failing the first. When he looked for insurance quotations they were for thousands of euro. The insurance actually cost more than a car. When his father and mother tried to put him on their insurance as a named driver they were quoted €2,000 and €3,000.

“I even tried to put him on my insurance for my commercial farming vehicle at home with my insurance company. It quoted €900 for eight months. That is extravagant. No young person will ever get on the insurance ladder unless we do something, and this is the place to do something to try to reduce the cost of insurance,” he said.

Not being taken up by young drivers

“The cost of insurance will be halved for a young driver if he or she uses this device. However, very few people are taking it up,” said the minister.

Concerns have also been raised about excessive loading of insurance costs on those in retirement.

Finance Minister Paschal Donohoe said he has received representations to that effect that some policyholders, both younger or older drivers, are continuing to experience an increase in their insurance premiums in spite of the fact that prices are generally in decline.

He said Minister D’Arcy has written to Insurance Ireland in relation to the matter, but no formal response has been received to date.

However, Donohoe said during discussions between department officials and Insurance Ireland, they indicated that they had not discerned a particular trend from the enquiries received through its helpline.

Insurance Ireland also pointed out that in making their individual decisions on whether to offer cover and what terms to apply, insurers will, aside from the driver’s age, use a combination of other rating factors. These include the age and type of the vehicle, the relevant claims record and driving experience, the number of drivers, and how the car is used, he said.

The minister said Insurance Ireland also advised that insurers do not all use the same combination of rating factors, and as a result prices and availability of cover varies across the market.

Cost of car insurance report 

D’Arcy, who is tasked with implementing the government’s working group report on the cost of motor insurance, said to date, a considerable amount of work has been undertaken to address the issue of the cost of motor insurance.

He outlined that a number of the report’s recommendations had been delivered or were being progressed.

“It should be noted that the average cost of motor insurance has been consistently falling since the middle of 2016. The ongoing implementation of the motor report recommendations is contributing to this trend. The most recent CSO data show that the reduction is 18.1% since July 2016,” he added.

Three recommendations yet to be implemented relate to legislation, while another outstanding action is contingent on the establishment of the new office of the legal costs adjudicators, which currently is expected to occur by July 2018.

The minister said another two actions yet to be rolled out relate to the establishment of a fully-functioning integrated insurance fraud database for the industry to detect patterns of fraud.

This requires the approval of both the Minister for Justice and Equality and the Garda Commissioner. D’Arcy said this measure has “potentially far-reaching co-operative mechanisms between Insurance Ireland and An Garda Síochána” and is still under consideration.

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87 Comments
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    Mute Ryan Vickery ✈
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    Apr 7th 2018, 8:11 AM

    Oh Tracker devices well what about many of my friends who are using boxymo and drivesafe (both tracking and telemetry devices) and are still paying between 3000 – 3500 for premiums on fiestas i10s and yaris’! The insurance hasnt went down its still going back up my first year was 2300 and then my second year with a years no claims i was quoted 2350! There not even trying to change the situation. The insurance companys control this country!

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    Mute Tnka Tanzy
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    Apr 7th 2018, 8:47 AM

    @Ryan Vickery ✈: that’s disgraceful Ryan, if you have a tracking device it should be reflected in the insurance price, also as you proceed each year the insurance prices should decrease, suppose whats going on is just another example of rip off Ireland

    108
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    Mute shellakybooky
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    Apr 7th 2018, 9:14 AM

    @Ryan Vickery ✈: one of the young lads i know in work paid 4500 to get insured on his car and that was fitted with a tracker. Absolute joke!

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    Mute Smelly Chemist
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    Apr 7th 2018, 10:00 AM

    @shellakybooky: Is there a figure for the average premium in Ireland? I thought mine was high and stopped driving.

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    Mute Paul Friday Shannon
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    Apr 7th 2018, 10:43 AM

    @Smelly Chemist: speed cameras are the only way to sort it out, they won’t do it because they are thick

    5
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    Mute Pat Bateman
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    Apr 7th 2018, 12:24 PM

    @shellakybooky: he must be rallying around in it

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    Mute alan scott
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    Apr 7th 2018, 2:30 PM

    @Ryan Vickery ✈: with fresta is it the st version. The ford fresta competes with the likes of polos not the crap Toyota Yaris

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    Mute alan scott
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    Apr 7th 2018, 2:33 PM

    @shellakybooky: for every claim, uninsuranced driver, insurance goes up by 5 percent. Broker told me that

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    Mute Sean
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    Apr 7th 2018, 8:17 PM

    @alan scott: that’s not quite how actuarial calculations work. I’d say your broker was just trying to simplify it so that you could understand it.

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    Mute Dave Doyle
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    Apr 7th 2018, 8:18 AM

    How many times have the motorist been told if they do this and do that it will reduce the cost of insurance premiums. Not any has made the slightest bit of difference.
    What is needed is to break up this cartel by allowing EU car insurance companies be able to offer EU rates to Irish motorists.
    This fitting tracking devices to cars as standard will be open to abuse on many levels and is a very dangerous road to go down.

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    Mute Karen Wellington
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    Apr 7th 2018, 8:29 AM

    @Dave Doyle: pun intended?

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    Mute pierre roncuzzi
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    Apr 7th 2018, 8:28 AM

    reduce insurance costs by smashing the cartel and bring transparency and competition into the market

    186
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    Mute whajahmacallit
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    Apr 7th 2018, 11:15 AM

    It’s ridiculous the money you pay to insure a car, yet when someone comes along kicks off the mirrors, smashes a window or keys the car.. the owner ends up paying for the damage!

    27
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    Mute Joe Phillips
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    Apr 7th 2018, 8:13 AM

    Seems sneaky to me. Bet that data gets sold to the highest bidder for advertising

    133
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    Mute Joe Phillips
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    Apr 7th 2018, 8:21 AM

    When ya think about it, that’s extremely valuable data. If they really drop premiums for this, it’s most likely because they’re recovering the difference and more somehow.

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    Mute Dr Rex Butts
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    Apr 7th 2018, 8:25 AM

    @Joe Phillips: yeah the route you drive to work could be handy, just as you pass McDonalds you could get a pop up ad for them on your phone which makes you want to go to the drive tru but then you pile up into the cars in front of you coz you were looking at your phone while driving

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    Mute Joe Phillips
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    Apr 7th 2018, 9:08 AM

    @Dr Rex Butts: yeah cos that’s how advertising is done

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    Mute John Considine
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    Apr 7th 2018, 10:11 AM

    @Joe Phillips: and they all voted for Trump by mistake.

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    Mute Lamb
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    Apr 7th 2018, 5:26 PM

    @Joe Phillips: not sure if they sell telemetry data for advertising but insurance companies can share all the data they have on you with each other. It’s supposed to stop drivers with bad histories being able to move around and scam one company after another with bogus claims and, in theory, keep premiums down….in reality, it does nothing of the sort and enables them to keep premiums high

    1
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    Mute Conor Heffernan
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    Apr 7th 2018, 8:32 AM

    Tracker on my car…Feck off, I value my privacy. Speed restricter may be more useful.

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    Mute OMG!
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    Apr 7th 2018, 9:14 AM

    @Conor Heffernan: You say you value your privacy but do you realise that someone clicking on your name in your post brings them directly to your Facebook account, where you have numerous family photos posted along with information about yourself, namely where you’ve studied, lived etc ? Perhaps you think you value your privacy but I’d suggest you tighten up your FB privacy settings.

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    Mute shellakybooky
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    Apr 7th 2018, 9:21 AM

    @Conor Heffernan: lovely family you have there conor! If you value youre privacy maybe change youre settings on facebook

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    Mute Conor Heffernan
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    Apr 7th 2018, 9:52 AM

    @Conor Heffernan: I should have worded that better…I don’t want a company tracking my every movement, what speed I travel at, what time I leave my house, how long I’m gone for, where I go and how long I stay there for. – I take it ye are all for being tracked?

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    Mute Pat Bateman
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    Apr 7th 2018, 12:34 PM

    @Conor Heffernan: Yeah imagine there was a device that everyone carried, that had the ability to track our movements.

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    Mute shellakybooky
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    Apr 7th 2018, 3:47 PM

    @Conor Heffernan: i presume you have a phone conor? Location services track your every move and where your pictures are taken. Given your facebook settings i doubt you have your phone set up not to do either.

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    Mute Conor Heffernan
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    Apr 7th 2018, 4:23 PM

    @shellakybooky: My Facebook settings are just fine :-)

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    Mute Daniel Nevin
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    Apr 7th 2018, 8:32 AM

    Absolutely not. Nothing that neither individuals or Joe/Josephine public do will lead to a reduction in premiums thats governed by a cartell. Did we hear anything from the EU lead investigation into the corruption within insurance in Ireland? No. Probably swept under the largest proverbial carpet they could find.

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    Mute Jointheclubtoo
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    Apr 7th 2018, 1:29 PM

    @Daniel Nevin: Yes wonder what’s happening with that. People had hopes for it because the Europeans were involved, as they believed an Irish investigation would be another whitewash.

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    Mute Ace
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    Apr 7th 2018, 8:55 AM

    About 10 years ago I was taking out my first insurance.

    I was quoted €2500 for a nearly new 1.2 Ford Fiesta and they insisted it would need a tracker. The same company would insure me on 10 year old BMW 316 for €1800 and did not want a tracker.

    Have a guess which one I got.

    Insurance in this country makes no sense.

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    Mute Carina Clarke
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    Apr 7th 2018, 8:38 AM

    Im afraid the Minister is quite naive if he thinks Insurance companies want drivers tracked so they can reduce premiums. He seems to think Insurance companies aren’t out to make as much money as they can. What does the Minister think will happen to all this data that insurance companies collect about customers? Saying his department will ensure it is kept safe is laughable. It is an invasion of privacy. What next? Cheaper health insurance if we send sh*te samples off at the end of everyday?

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    Mute Geraldine Duncan Cullen
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    Apr 7th 2018, 8:46 AM

    Perhaps if they only insured first time driving on very low cc cars with speed limiters fitted and had compulsory 12 lessons in transition year it might limit speed and improve safety allowing them to get safe experience. It’s impossible for young drivers to get on the road

    28
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    Mute Father Hody Commody
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    Apr 7th 2018, 9:48 AM

    @Geraldine Duncan Cullen: Sensible suggestion. Yet we pay the likes of Darcy to sit on his butt and no such suggestion comes from him.

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    Mute Sean Beinead
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    Apr 7th 2018, 8:47 AM

    Whats is needed across the board is a government that is not afraid to tackle the companies across the country who operate a cartel in various sections of bussiness,they s@#$w people because they get away with it.

    30
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    Mute Steve Hardy
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    Apr 7th 2018, 8:16 AM

    I got a quote yesterday of 390 Euro fully comp for car insurance, cheapest ever.

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    Mute courageous
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    Apr 7th 2018, 8:22 AM

    @Steve Hardy:

    You must be well into your 30s

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    Mute Steve Hardy
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    Apr 7th 2018, 8:26 AM

    @courageous: Late 30′s, it was almost 3 grand the first time I got insurance.

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    Mute courageous
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    Apr 7th 2018, 8:33 AM

    @Steve Hardy:

    Yes the article is talking about young drivers your an old man at this stage Steve, don’t be upsetting our youth with those quotes

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    Mute Conaire DeBhairduin
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    Apr 7th 2018, 8:51 AM

    @Steve Hardy: I’m 25 driving 3year no claims, got my full licence a few months back and I switched from a 1.2 car upto a 1.4 and suddenly my insurance goes from €1000 fully comp to 3500 was the cheapest I could get baffles me…

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    Mute Rambon
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    Apr 7th 2018, 9:10 AM

    @courageous: Insurance should be high for young drivers, it discourages them from driving thereby making the roads a safer place. That’s just a fact and it has always has been the case.

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    Mute Steve Hardy
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    Apr 7th 2018, 9:26 AM

    @Rambon: I’ve had insurance for 18 years in my own name, never had a claim, I reckon it averages out at about 1000 a year over that time.

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    Mute Kian
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    Apr 7th 2018, 9:32 AM

    @Rambon: yes but then if someone waits until their 30s to start driving they’re punished for having no experience on the road

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    Mute Ace
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    Apr 7th 2018, 9:37 AM

    @Kian: They are not punished. They have no experience and are therefore a higher risk.

    The higher the risk the more you pay. Its a very fair system.

    Do you suggest a person that has a terrible driving record and claims history should pay the same as somebody 20 years claim free ?

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    Mute Father Hody Commody
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    Apr 7th 2018, 9:46 AM

    @Conaire DeBhairduin: 25 years, and only got the full license a few months ago? The €1000 probably makes sense but €3500 is outrageous.

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    Mute Rambon
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    Apr 7th 2018, 10:00 AM

    @Steve Hardy: Then you need to stop driving a 4 litre bmw Steve and pick up a regular car.

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    Mute Rambon
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    Apr 7th 2018, 10:11 AM

    @Kian: Kian: That’s correct Kian, and that’s how the system works, and has always worked. Everybody pays high insurance when they start out. if you start young you pay high insurance for longer as it’s loaded, because young drivers are reckless.

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    Mute Paul Friday Shannon
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    Apr 7th 2018, 10:44 AM

    @Rambon: and what makes you think your such a good driver then?

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    Mute Rambon
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    Apr 7th 2018, 12:21 PM

    @Paul Friday Shannon: The fact that my insurance premium is less than that of a younger driver tells me that statistically the system thinks I am a better driver than them. It’s not difficult to understand really.

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    Mute Paul Friday Shannon
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    Apr 7th 2018, 12:23 PM

    @Rambon: doesn’t mean you don’t make f u c k ups on the road either tho

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    Mute Rambon
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    Apr 7th 2018, 1:30 PM

    @Paul Friday Shannon: No Paul it doesn’t and I never said it did. I don’t drive like a moron though and I have lots of experience driving so statistically I’m a safer driver. I regularly see younger people taking chances on the road that they shouldn’t. They are found out more often than not hence the loading of the policy.

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    Mute Jointheclubtoo
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    Apr 7th 2018, 1:31 PM

    @Conaire DeBhairduin: It can be nothing other than criminal extortion, no other explanation fits in so many cases.

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    Mute Paul Friday Shannon
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    Apr 7th 2018, 1:47 PM

    @Rambon: speed cameras are the only way to sort it out, I live and drive in the uk and it works over here, they won’t do it at home because they are thick, you’ll never cut out human error in anyone, only yesterday on the m6 near Manchester there was 2 trucks absolutely mangled in the road, almost 2000 people killed here every year on the roads but theirs nothing about it here, not doing too bad at home when you compare it to that, but they need to fix up the roads and bring in those cameras, if a young lad wants to drive he will drive nothing can be done about it, insurance company’s only screwing people over at home

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    Mute Alan Madden
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    Apr 7th 2018, 6:49 PM

    @Conaire DeBhairduin: would you not have called your insurance company prior to making a purchase like that and asked them how much insurance ass going to cost if you bought the car?

    1
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    Mute ☘
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    Apr 7th 2018, 8:59 AM

    Car insurance is a rip off all the want is your money

    24
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    Mute Jack Jackson
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    Apr 7th 2018, 9:06 AM

    @☘: All everyone wants is your money, but fools think the secret is to work more and pay more to buy everything they don’t really need. The secret for less stress and a happier life is spend less and work less.

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    Mute Ace
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    Apr 7th 2018, 9:42 AM

    @☘: Of course they do. They are a business. Their goal is to make as much money as possible. There is nothing wrong with that. We do not live in the old Soviet Union.

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    Mute courageous
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    Apr 7th 2018, 11:06 AM

    @Jack Jackson:

    Get a job you scrounge and stop living off my taxes

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    Mute Simon O Flaherty
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    Apr 7th 2018, 8:36 AM

    Automated cars will have this tracking tech built in. Why can’t we be early adopters of this tech? Oh that’s right are roads are only repaired once every 15 years or so. By this guy https://youtu.be/L2JLlfkxq04

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    Mute Smelly Chemist
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    Apr 7th 2018, 9:58 AM

    Honest to god, the private car must be the biggest marketing achievement in history and the biggest waste of money. The average family spend, what, €12000 a year on running a car, enough to run the public transport system several times over. We could have a really good public transport system for a fraction of what we now spend on driving. And read books on the way to work instead of listen to crap morning babble radio. And no traffic jams.

    14
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    Mute courageous
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    Apr 7th 2018, 10:11 AM

    @Smelly Chemist:

    All your preaching and I bet you probably never use public transport,

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    Mute Conor Heffernan
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    Apr 7th 2018, 10:29 AM

    @courageous: I often wondered about the average family…and who came up with the figures with respect to running cars. I can’t say I know many family’s spending 12k running a car. I used to drive 125miles every week day for a couple of years and it was costing me about 5.5k PA to do that (incl depreciation, maintenance, tax, insurance and fuel).

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    Mute Smelly Chemist
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    Apr 7th 2018, 10:41 AM

    @courageous: I do and I read a book a week while commuting and I love it. Learning Spanish too :) I used to drive.

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    Mute Smelly Chemist
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    Apr 7th 2018, 11:07 AM

    @Conor Heffernan: Honestly I found the figures surprising as well but I look around and see a lot of cars that cost over €30000 so a lot of it must be loan repayments which people seem to not factor in. And then it’s probably a mean, not a median so the cohort of people with cars that cost €100000 probably skew the figure substantially.

    Even at that, I do wonder if people really question car culture enough. Drivers are completely ripped off at every turn and it takes a lot of time and concentration that could be better used if you have a semi decent public transport option. Public transport could improve if more people used it.

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    Mute courageous
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    Apr 7th 2018, 11:08 AM

    @Smelly Chemist:

    Great for you

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    Mute Jonathan Power
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    Apr 7th 2018, 10:07 AM

    Insurance in this country is a complete farce the NCT the whole lot. If you haven’t held a policy in your own name within the last 2 years you loose any previous no claims bonus that you had built up. But if you have a conviction within the last 10 years they want to know all about it !!!! Absolute Ridiculous system

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    Mute Seán Wheeler
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    Apr 7th 2018, 11:16 AM

    Sure we should all have tracking and monitoring devices in our arms as well to reduce our health insurance. Especially people under 25 for some bizzare reason.

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    Mute Michael Mulcahy
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    Apr 7th 2018, 10:05 AM

    What country are they talking about?insurance has consistently gone up over10% a year for the last number of years and they have done absolutely nothing about it l wonder if there wages (that we pay remember we pay)fell by the same amount would we know about it. Government and all politicians in this (corupt) country are a joke it’s one thing after another.

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    Mute Jonathan Power
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    Apr 7th 2018, 10:11 AM

    @Michael Mulcahy: totally Michael mine is going up at a higher rate than the no claims bonus is dropping it. A friend has a flower shop she’d be a mature woman driving years and her commercial insurance doubled 2 years ago. My auntie nearly retired hers went up 100 last year and another 100 this year. Were cash cows been milked taken for a ride by insurance companies.

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    Mute James Wond
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    Apr 7th 2018, 11:09 AM

    The minister is out of tune.

    I feel sorry for young drivers getting first time insurance. It was an absolute nightmare back when I did it.

    So ageist too.

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    Mute Daniel Donovan
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    Apr 7th 2018, 11:13 AM

    Ahahaha nice try. There’s no way I’ll ever put a tracker on my car I can assure you.

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    Mute Steven Moens
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    Apr 7th 2018, 10:31 AM

    Nothing but cartel practices. If motor insurance really was as unprofitable as the insurance companies claim it is why are they still in this business ? To do us a favour ? Yeah right… . What if let’s say the excise duty on a litre of fuel was increased by 30c ( and an equivalent annual mileage charge for electric vehicles ) to cover 3rd party liability, tax and vrt ? You’d hear the allegedly loss making motor insurers giving out stink about not having to fund a loss making business anymore fairly quicky…

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    Mute Hurricane1996
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    Apr 7th 2018, 8:33 AM

    I’m in my early twenties and got quoted €480 for the year !!!

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    Mute courageous
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    Apr 7th 2018, 8:42 AM

    @Hurricane1996:

    Your very lucky with that quote but I suppose it pays off when daddy probably works for the insurance company

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    Mute paddy
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    Apr 7th 2018, 8:47 AM

    @Hurricane1996: whats that for a tricycle?

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    Mute ForeverFeel1ng
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    Apr 7th 2018, 5:01 PM

    The problem is these tracking devices do much more than simply track your speed. They track how you brake, how you take corners, what time your drive, your placement on the road etc. They are all score based and if you get a poor score your insurance company put’s a loading on your policy mid-year.
    I tested one out once and analysed my score, constantly got marked down for avoiding potholes on rural roads and driving home from work after 9pm. If they were realistic and not forcing us to drive like Grannies then maybe they’d get taken up.

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    Mute yoser hughes
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    Apr 7th 2018, 12:13 PM

    It shouldn’t be a shock that they are out to make money and as they are allowed to make up the rules as they are going along, (because regulatory authorities in Ireland don’t work very well holding anyone to account) the end user gets screwed. The very basic example of this in this case is the reference to to a car being over ten years old. The NCT was created to make sure these 10 year old + vehicles being referred to are road worthy. The question to be asked should be does it have an valid NCT certificate. This farce is only the tip of their scamming platform. Until such time as the regulators do their jobs nothing will change.

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    Mute Jonathan Power
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    Apr 7th 2018, 1:05 PM

    @yoser hughes: totally yoser it’s the biggest swindle ever. Even in somewhere like the Philippines they have a government backed insurance scheme where everyone pays the same I think it’s around 120 Euros a year.

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    Mute Anthony Gallagher
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    Apr 7th 2018, 12:53 PM

    The insurance industry is the perfect example of how our legislators lack any serious bite ,corporations are allowed to run ruftshod over consumers ,people are being penalised for trying to get to work ,in rural ireland this is a very serious problem .it is also a human right issue ,the state is preventing a competitive market place by blindly ignoring the impact of social and economic high insurance costs .we must be the only state in europe where its citizens have to accept massively high insurance costs ,its a national scandal .recent pac hearings have shown to be meaningless

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    Mute Mick J Lyons
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    Apr 7th 2018, 3:31 PM

    They might do better investigating the insurance company’s that routinely price fix and keep the price up in the country also most insurance company’s don’t investigate claims at all their routinely paying out ridiculous amounts with out even checking with the person claims against or if the claiment has any injurys at all. My mother in law recently had a price hike in her insurance when she query it she was told a car claimed against her in 2016 for an accident in a car park and that they had paid out 24000euro. She actually backed in to a car in 2014 guards were called at the time and their was no damage to either vehicle not 2016 the claiment wife who claimed injurys was on Facebook on a skiing holiday the week after for 2 weeks yet she still got paid for injurys she did not have and when this information was presented to the insurance company the did not care or have any interest in a fraudulent claim with proof hell they year of the accident was 2 years out and the still paid out.she reported it to the insurance fraud helpline and they told her they couldn’t do anything cos the insurance company settled the case. So what hope do we normal people have in this rip off country with the highest cost of living in Europe I am speaking from experience iv over 30 years no claims and 8,000,000 miles behind me and absolutely no faith in our greed driven politicians start by looking at the practices of the insurance company’s make them actually investigate claims

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    Mute Dᴇʀᴇᴋ Wᴀʟsʜ Ⓥ
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    Apr 7th 2018, 11:01 AM

    Make them mandatory on all vehicles for all drivers. That would reduce insurance costs for everyone.

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    Mute Phil O'Connor
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    Apr 7th 2018, 9:28 AM

    Stopped reading after the first few lines.Same crap recycled…..

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    Mute Mick J Lyons
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    Apr 7th 2018, 3:36 PM

    Maybe the government should look at the greedy insurance company’s and their price fixing and excessive rates. The fact that they pay out claims without investigating them paying out ridiculous sums of money for nonsensical claims and not even checking them or informing the person that was claimed against in a lot of cases. I’m speaking from fact as a professional driver with over 8,000,000miles under my belt and 30 years no claims and I still can’t get a sensible quote

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    Mute Toby Mole
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    Apr 8th 2018, 10:22 AM

    I’m in my 30′s and have yet to rcieve a quote for first time insurance that is below 3k. This is after trying many companies, some of which just flat out rfused to insure me at all.
    The problem with the tracker device contracts is that they usually come with a limited amount of milage coverage. As soon as you go over that milage (very easy to do as it isn’t large) they charge you a fortune per km. So no, they do not work out cheaper in any way.

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    Mute Kath Noonan
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    Apr 7th 2018, 11:27 PM

    This is bull. EVERY driver, young and old, should be ENTITLED to a reasonable quote unless proven to be a reckless driver.

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    Mute Louis O'Dwyer
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    Apr 7th 2018, 8:16 AM

    Idiot

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    Mute Lovely Man
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    Apr 10th 2018, 4:00 PM

    Tracking devices are a LOT cheaper than properly funding the traffic corp.

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    Mute Ollie Conroy
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    Apr 7th 2018, 9:59 PM

    Young people aren’t at risk If they’re thought to drive properly . You’re trying to stop something they naturally will want to try, it’s better for them to know what to do at speed instead of being inexperienced at driving at speed because they were stopped from learning. I’m not for a second saying let them speed on public roads but set up a structure where they gain experience on closed roads and fundamentally understand what it takes to control 2 tonnes of cheaply built metal at high speed.

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    Mute JC Bramberton
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    Apr 8th 2018, 3:05 AM

    Jesus Christ, is this Orwell’s 1984 or what?
    This is just ridiculous

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