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Leah Farrell

Varadkar accused of having a 'terrible air of detachment' for saying health and car insurance premiums are levelling off

‘The cure for whiplash is compensation payment in Ireland,’ said the Taoiseach.

COMMENTS MADE BY the Taoiseach in relation to the cost of insurance premiums have been criticised by Micheál Martin for having a “terrible air of detachment”. 

Leo Varadkar criticised those involved in insurance fraud, but added that health and car insurance premiums have “levelled off”. 

Fianna Fail leader Micheal Martin took aim at the insurance industry during Leaders’ Questions stating that it is “the culture of claim at any cost”.

He added that the cost of insurance is having a huge impact on people’s lives, stating that elderly people are clinging on to their health insurance. He pointed out that car insurance costs have increased since 2014.

“A range of groups across the country feel that their enterprises are endangered by the dramatically escalating costs and premiums of insurances, and that many businesses, in particular, are under significant threat,” he said.

“It’s fair to say that the government’s response to date has been one of considerable inertia, delay after delay and a lack of urgency in grappling with the essentials of this crisis.”

However, the Taoiseach defended the government stating that progress was being made: 

“We have made good progress in recent years on the broader area of insurance.  We have seen motor insurance fall from its peak in 2016 by maybe 20% or 30%.

“Health insurance, which had been rising rapidly every year, has now levelled off for the last few years, and the same goes for home insurance.  When it comes to public liability, we have much work yet to do.”

He added that compensation claims were having an adverse impact:

We all know that about 90% of people, once they receive payment, no longer need to attend treatment for their whiplash, it seems that the cure for whiplash is compensation payment in Ireland and not any medical treatment

The Taoiseach agreed that insurance premiums and payouts are a “huge concern” for businesses and customers.

He noted progress is being made, adding that amendments to legislation being brought by Sinn Fein TD Pearse Doherty on making insurance premiums more transparent got Cabinet approval this morning, 

He added that the most important item that will bring down costs is the Judicial Council, which will review the quantum of awards paid to people who suffer injuries in Ireland.

The Taosieach again ruled out the idea of a special insurance fraud bureau in the gardaí.

“The Garda Commissioner has decided in his wisdom and his position, and I agree with this, that rather than having a dedicated National Bureau just dealing with insurance fraud, that this is best done at divisional and local level, and through national economic rights bureau.

“So, it is being done, it’s just being done in the way that the Garda Commissioner thinks is best.”

With additional reporting by Press Association

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    Mute Chuck Eastwood
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    Jun 10th 2015, 8:19 AM

    Having not long ago become a parent to a child with some minor issues I for one have nothing but respect for you. generally after a long shift I try to take over when I get home because let’s face it, parenting is tougher than any outside job most of us have ever done and my partner needs a break more than I need to sit in front of the TV

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    Mute chris reilly
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    Jun 10th 2015, 10:07 AM

    I spent a few years working with special needs children. Their parents are the most under supported carers in our society. Such a well written article, provides a very accurate picture of your busy life. Well done on every level. Be proud of the fantastic work you do for you’re children.

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    Mute Brid Reynolds
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    Jun 10th 2015, 2:00 PM

    Who the fluck down arrows that. Some people have privileged lives but they are too thick to realise it.

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    Mute Roberts of Dalkey
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    Jun 10th 2015, 1:58 PM

    Honestly written by an obviously committed and wonderful mother

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    Mute Karen Marten
    Favourite Karen Marten
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    Jun 10th 2015, 2:05 PM

    Geraldine you are a great woman and i understand how you feel i have a son who is 14 with adhd and dyspraxia .i dont have the same problems as you but i have a toddler as well as a 9 year old who is dyslexic and has a rough year in school but unless anyone has a child/children with any issues they dont know what its like they cant be looking down their noses and judgemental

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    Mute M. Ni Chuinn
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    Jun 10th 2015, 1:45 PM

    I admire you for writing your blog. I was a health care proffessional in Ireland. I recently moved abroad. I was totally shocked when I moved here to see how horrible and inhumane the Irish health care system is in comparison to other European countries. I truely believe all those who work in the healthcare system in Ireland including carers , family members and proffessions are being bullied by the Irish Government. When are we going to get up and fight and demand a better health system? Other countries have gotten better healthcare systems because they demanded it until their government had to give in. We are THE FIGHTING IRISH, aren’t we?

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    Mute cníchi
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    Jun 10th 2015, 2:38 PM

    You are a hero to humanity and your boys. I hope you too have a hero in your life who will look after you. You are wonderful, you are GERALDINE!

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    Mute john mccarthy
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    Jun 10th 2015, 8:14 AM

    Wrong article. My apologies.

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    Mute Mark Ryan
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    Jun 10th 2015, 10:15 AM

    let’s be honest john you commented without reading article…

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    Mute john mccarthy
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    Jun 10th 2015, 8:13 AM

    What ! A public servant moaning again. I’am shocked.

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    Mute Karen Marten
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    Jun 10th 2015, 10:00 PM

    Allister being on call 24/7 witha child /children who have a disability or several and other children and housework and homework driving to and ftom appointments doctors schools .this is not the same as going into work where you get your tea break and chat with friends then your lunch break and afternoon coffee and home to a child that can walk talk feed themselves go to toilet on own kick a ball play out side .you just have no idea so dont make stupid remarks when you hsve no clue

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    Mute Karen Marten
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    Jun 10th 2015, 3:10 PM

    What idiot red rhumbs these true stories

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    Mute Allister
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    Jun 10th 2015, 4:15 PM

    What about the people who have to come home at night and do all these house chores after working 12 hours a day in a proper job…deal with it …its called life…

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    Mute Noeleen Eccles
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    Jun 10th 2015, 4:45 PM

    Wow ‘House Chores’ Since when was a disabled child a House Chore? Do you get a lunch break? Carers work 24/7. Ignorance certainly is bliss.

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    Mute catherine
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    Jun 10th 2015, 7:46 PM

    Yeah that certainly is a very silly comment. This woman goes non stop. I know how it is. I’m proud she shared her story. We get no recognition. I did an interview with Pat Kenny too but it’s tough talking about our loved ones because it sounds like it’s all burden. We have good loving fun times too nut there is no getting Away from the realities of caring.

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    Mute Teresa Davis Maguire
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    Jun 12th 2015, 8:35 PM

    Allister did you not read the article?

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    Mute Josephine Gallagher
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    Jun 11th 2015, 1:56 AM

    Apart from my empathy and respect for Geraldine and her family, along with all others in similar situations as they live with the joys and challenges of their daily lives, one thing she said really stunned me..’I'm a full time carer for my son’ got the response ‘Wow so you’re on the social?’
    I hope the the campaign highlighting the work carers of all hues do all around this country brings to the fore how hard people work to look after and advocate for their children, partners, spouses, grandparents and neighbours when they can’t help themselves..and how little support from the authorities some of those carers get.
    And I sincerely hope that anyone who thinks that the carers allowance is a windfall never find themselves: a) needing it to survive; or b) going through the baring of soul it takes to get the carers allowance

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    Mute Karen Marten
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    Jun 10th 2015, 10:18 PM

    Allister you moron .going to work and comming home to a child/children who are able to walk tslk feed themselves blow their nose use the loo on their own play out side read write.many parents are carers to their children and some are on call 24/7 on top of house work and other children too children are born with these disabilities no parent wants that for their child /children hospital visits occupation therapy speech therapy more therapies i can list . Its not the same so unless you have a child with minor or major issues dont say its life u just have not got a clue

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    Mute Josephine Gallagher
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    Jun 11th 2015, 2:15 AM

    Oh!I just saw Allister’s comment on a scéal from mother describing caring for a child with a life limiting condition, a condition which most of us were unaware of until this week.( I certainly was until I heard her on radio.). along with her other two children .Allister refers to: house chores..proper job..it’s life..get on with it.
    Bless..I presume he do be very young and invincible

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    Mute Paul Clarke
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    Jun 15th 2015, 1:45 AM

    Well done to you on so many levels,I’d say you’re up to eyes right and regular so keep up the good work,enjoy you’re rest when your lucky enough to get 1

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