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Flight refunds and travel insurance - what are you entitled to if you had booked a trip to Italy?

The Irish government has changed its advice to suggest avoiding all travel to Italy.

IN A MAJOR step on Monday night, the Italian government announced that the entire country would effectively be put into lockdown as the country struggles to contain the Covid-19 outbreak.

The unprecedented move covers the entire country and its population of 60 million people. 

In the space of a few weeks, there have been thousands of cases across Europe with 50 cases confirmed on the island of Ireland at the time of writing so far.

In a tweet yesterday morning, Tánaiste Simon Coveney said the Department of Foreign Affairs was upgrading travel advice to Irish citizens to recommend “against travel to the whole of Italy”. 

And shortly before midday the Department upgraded its advisory for Italy to the highest possible level of warning. The ‘do not travel’ advisory puts Italy in the same category as countries like Afghanistan and Syria.

This new advice will affect travellers who had planned to travel to the country in the immediate future. It remaining unclear when the current restrictions will be lifted. 

What happens to my flight to Italy, given the updated guidance?

Firstly this depends on whether or not the flight is cancelled.

Ryanair, for example, yesterday announced that all of its flights to and from Italy would be suspended from Friday evening onwards until early April.

It said: “Ryanair continues to comply fully with WHO and national government guidance and travel bans.

The situation is changing on a daily basis, and all passengers on flights affected by travel bans or cancellations, are receiving emails and are being offered flight transfers, full refunds or travel credits.

Aer Lingus has followed suit in cancelling all its flights to and from Italy until early April.

Cancelled flights

If your flight is cancelled, the airline must offer you a choice between the following:

  • rerouting as soon as possible
  • rerouting at a later date at your convenience
  • a refund

If you choose the first option (re-routing as soon as possible) and are travelling home, your airline must provide you with care and assistance while you wait for the alternative flight. Care and assistance comprises:

  • meals and refreshments as reasonable in relation to waiting time
  • hotel accommodation where an overnight stay becomes necessary
  • transport between the hotel accommodation and the airport
  • two free telephone calls/access to email

Given that the Irish government has now advised against travel to the whole of Italy, that makes the situation clear cut according to Dermot Jewell from the Consumers’ Association of Ireland.

He told TheJournal.ie: “The official advice is not to travel there so the consumer is entitled to a refund or to reschedule the flight. That’s plain and simple.”

Will my travel insurance cover anything I’ve paid for already, such as the hotel?

As part of its travel advice, the Department of Foreign Affairs says it “strongly recommends” obtaining comprehensive travel insurance which would cover all overseas medical costs and also urges people to check any exclusions to the policy.

Jewell said that when it comes to getting reimbursed via your insurance – if you’re not able to go on a trip to Italy, for example – it very much depends on the terms and conditions of your policy. 

“I think that’s a lesson being learned,” he said. “There’s people that don’t take insurance of any kind, or they take the minimum amount.”

While some booking websites offer free cancellations, Jewell said he could understand if some hotels were reluctant to offer refunds – in that, from the business-owner’s perspective, the hotel was remaining open for business even if getting to it was impossible for the customer. 

On the situation with flights, Jewell said one sticking point that had emerged was an unwillingness from some airlines to waive the cost of amending a booking or getting a refund if you now wish to cancel your flight.

In a statement last week, the Irish Travel Agents Association said it was aware of a number of airlines offering free-of-charge changes, including British Airways, KLM, United Airlines, Emirates and Turkish Airlines. 

Its CEO Pat Dawson said: “We really appreciate your assistance, and would call on our other partners to follow suit as we try to navigate our way through this issue.”

However, it is not the same for every airline. Irish boxing star Mick Conlan took to Twitter earlier today to say he had tried to cancel Aer Lingus flights to Rome but was told he’d only get a fraction of his money back.

mick conlan

In response, Aer Lingus said on Twitter: “Hi Michael, the normal fare rules will apply in this case but if there are any changes you will be contacted directly. We continue to monitor the situation.”

TheJournal.ie has contacted Aer Lingus for comment. 

Jewell said it was “disappointing” that the change fee wasn’t being waived by some airlines given the seriousness of the situation. 

“It would go a long way,” he said. “This is a difficult situation. And a very unusual one. I think it requires a different approach.”

I’ve a trip booked for a few weeks on the continent. Should I be worried? And should I avoid booking holidays for now?

At this stage, it is impossible to know what travel restrictions could be recommended as the number of cases increases in Europe and beyond.

Photos all across social media have been showing near-empty flights to affected regions, Italy in particular, in recent weeks. To retain their slots at popular airports, some have been forced to run nearly empty flights when it otherwise might not have. 

The British Transport Secretary Grant Shapps has already written to the European Commission asking for these rules to be changed, as running so-called “ghost flights” is “bad news for the environment, airlines and passengers”. 

The EU has confirmed it will act “very rapidly” help airlines struggling from the new coronavirus outbreak by proposing a law to stop “ghost flights” to keep airport slots.

The advice for people is to avoid travel to Italy at present, while people are urged to exercise a high degree of caution when travelling to France and urged against non-essential travel to China (a ‘do not travel’ advisory is in place for the Hubei province).

In its own advice, the Irish Travel Agents Association says that if the government issues a warning to avoid non-essential travel, “then you should be eligible for refunds or re-bookings”.

It says: “In the first instance, contact your travel provider (i.e. airline or tour operator) who will advise you about your ability to reclaim costs for trips which have been cancelled or curtailed.

If you booked separate accommodation yourself (i.e. not through a travel agent or tour operator) then you will need to check the Terms and Conditions of your booking, or look to your travel insurance to recover money.

However, if you choose to cancel a holiday, you may be eligible for a refund but that isn’t guaranteed.

The Irish Travel Agents Association adds: “If there is no advice against travel to your destination, if you don’t want to go, you’re free to make that choice, but there’s no obligation on your holiday company to give you a refund.

Normal cancellation charges will apply. It is highly unlikely that you will be able to claim any cancellation charge on your insurance as there isn’t normally cover for disinclination to travel but you can check the terms of your policy.

When it comes to whether or not to follow through with a planned trip to other parts of Europe or to book one, Jewell said “that’s a personal decision”. 

“Right now, people are considering cancelling or rescheduling,” he said.

I think a lot of people have taken that decision to not go ahead with the planned trip. One thing they’ll definitely need to look at is making sure they’ve the right insurance.

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19 Comments
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    Mute Seth Cheffetz
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    Aug 11th 2017, 8:34 AM

    Awfully nice of them considering it was supposed to go back to free.

    553
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    Mute Kal Ipers
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    Aug 11th 2017, 10:02 AM

    @Seth Cheffetz: Go back to free probably the wrong term “become” probably more correct. Very annoying it didn’t become free when it should have. The only reason to keep charging should be to make it widder

    77
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    Mute Augustus hoop
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    Aug 11th 2017, 11:13 AM

    @Seth Cheffetz: But they haven’t actually reduced the price at all…… they just no longer can charge tax on it….. they’ll continue to receive the exact same amount…… but are trying to dress it up like they are giving something back

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    Mute Chris Mackey
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    Aug 11th 2017, 11:19 AM

    @Augustus hoop: If they can not charge tax on it then will all tolls drop in price?

    14
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    Mute bings
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    Aug 11th 2017, 11:22 AM

    @Augustus hoop: If they can no longet charge tax on it then are they reducing the cost of all tolls arounf the country.!

    12
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    Mute Ciaran O'Mara
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    Aug 11th 2017, 11:22 AM

    @Seth Cheffetz: I’d love it to be free but if it were free to use then the Eastlink would be overrun with traffic.
    It’s hard enough to cross it at busy times as it doesn’t have the capacity to handle 21st century volumes.
    there is a dire need for a second bridge beside it which I know is planned but when will it happen?

    12
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    Mute Keith Doyle
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    Aug 11th 2017, 12:47 PM

    @Chris Mackey: you don’t pay VAT on the M50. It’s €2.10 if you use a tag and €3.10 if you don’t. The full amount of this goes to the operator. The only charge or VAT is on the monthly toll tag charge.

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    Mute j4VEpUO8
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    Aug 11th 2017, 2:57 PM

    @Kal Ipers: totally agree. Remember walking across the bridge before it was opened. No insight for cyclists or increased traffic congestion.

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    Mute Matt Donovan
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    Aug 11th 2017, 8:26 AM

    That’s big of them. All the DCC counsellors had the chance to abolish the toll about 2 years ago & they voted not to. #screwthemotorist must be a mantra.

    253
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    Mute Boganity
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    Aug 11th 2017, 8:49 AM

    @Matt Donovan: what do people trained to give guidance on personal or psychological problems have to do with tolls ?

    56
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    Mute Matt Donovan
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    Aug 11th 2017, 10:34 AM

    @Boganity: nit picking much are we? The journal doesn’t allow for edit autocorrect phukkups (see what I did there?)

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    Mute Pauliebhoy
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    Aug 11th 2017, 8:11 AM

    Can people claim the paid VAT back…..

    184
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    Mute Jamie
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    Aug 11th 2017, 8:27 AM

    @Pauliebhoy: yes send me on your back details and I’ll do it for you

    47
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    Mute Jamie
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    Aug 11th 2017, 8:27 AM

    @Jamie: *bank

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    Mute Michael Geraghty
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    Aug 11th 2017, 9:03 AM

    @Pauliebhoy: company cars already do.

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    Mute Alan O'Rourke
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    Aug 11th 2017, 9:12 AM

    @Jamie: *wank

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    Mute m flynsk
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    Aug 11th 2017, 9:28 AM

    @Pauliebhoy: it is relatively easy to give a refund to people with an electronic tag. It’s not possible to refund people who paid cash.

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    Mute Bilbo Baggins
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    Aug 11th 2017, 8:35 AM

    Hold on so Its not DCC at all it’s just the vat is being removed. Is there vat on the others? That bridge is well paid for. Toll is a scam just like the M50.

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    Mute jon-boy55
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    Aug 11th 2017, 9:24 AM

    @Bilbo Baggins: governments are a scam

    52
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    Mute Ronan Sexton
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    Aug 11th 2017, 1:52 PM

    @Bilbo Baggins: If everyone simply stopped paying the M50 scam, that would be the end of it. Same with the tv license scam.

    13
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    Mute Jason Ebbs
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    Aug 11th 2017, 8:41 AM

    “Pleased to announce a drop in toll charges”

    Realistically though they are now going to be charging the proper price after revenue told them they shouldn’t be charging vat……right ?

    114
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    Mute Mark Boyle
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    Aug 11th 2017, 9:29 AM

    @Jason Ebbs: revenue told them they should be charging vat, the European court for them they shouldn’t.

    29
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    Mute Jason Ebbs
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    Aug 11th 2017, 9:57 AM

    @Mark Boyle: cheers

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    Mute Cicero
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    Aug 11th 2017, 8:44 AM

    Absolute thieves in DCC the day they voted to retain the tolls after people believing the promise that it would be abolished after 25 years. It was not DCC’s to take – the users had paid for it already as agreed.

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    Mute Honeybadger197
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    Aug 11th 2017, 8:39 AM

    DCC should be “pleased to” admit it had nothing to do with them. Chancers.

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    Mute Nucky
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    Aug 11th 2017, 8:59 AM

    Should be done away with altogether! The bridge has been paid for 50 times over now

    73
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    Mute Neal Ireland Hello.
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    Aug 11th 2017, 8:45 AM

    “We are please to announced that ee’re so incompetent that we’ve been needlessly charging VAT for several years.”

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    Mute alphanautica
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    Aug 11th 2017, 9:04 AM

    The Toll Bridge is a direct tax on working commuters and small business toiling away every day.

    I wonder which party is the majority of DCC?

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    Mute John003
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    Aug 11th 2017, 9:13 AM

    When the East Link bridge was opened in 1984 we were promised it would be free after the cost of building and some profit was taken….It was never planned to still be a toll bridge 33 years later…..

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    Mute Colm O'Sullivan
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    Aug 11th 2017, 9:30 AM

    Pretty sure that bridge was finally paid for in 2014 and in 2015 DCC gained control of it. Thus it is now nothing more than a double tax.

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    Mute Fiona Fitzgerald
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    Aug 11th 2017, 2:24 PM

    @Colm O’Sullivan: I’ve just remembered that Shane Ross had a lot to say on that. He wasn’t popular for it.

    http://www.shaneross.ie/category/transport/the-m50-and-westlink-bridge/

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    Mute Sean
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    Aug 11th 2017, 4:34 PM

    @Fiona Fitzgerald: well he’s in power now and can do something about it or is he only able to complain when he’s on the outside looking in?

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    Mute Paul Maguire
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    Aug 11th 2017, 9:22 AM

    Wait for the price increase in about 2 or 3 months time

    30
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    Mute Ros Kelly
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    Aug 11th 2017, 8:43 AM

    What was the criteria or classification for the East Link bridge for it to comply with Revenue’s VAT-free status? What about the M50 toll bridge? (Public versus private ownership perhaps?)… but just don’t start me off on the ridiculousness of that other rip-off subject!!

    40
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    Mute Joe Eighthreefive
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    Aug 11th 2017, 9:07 AM

    Given the priority DCC is giving to taking traffic that’s crossing the Liffey out of the most central artery between north and south (O’Connell Street-College Green-Nassau Street-Kildare Street), it would make more sense to encourage traffic that isn’t going for the city centre away from the next closest route (Samuel Beckett Bridge) if at all possible.

    Getting rid of the toll on the East Link would be a massive help here.

    26
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    Mute Austin Rock
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    Aug 11th 2017, 9:57 AM

    It is adding to the traffic problems – totally in adequate bridge, three lanes merging to one – madness and then paying for the privilege.

    22
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    Mute John Fahey
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    Aug 11th 2017, 8:58 AM

    Traffic is bad enough at peak times there with a toll, if you scraped it it would be chaotic – would agree with it free outside of peak times as it needlessly puts traffic on the Sam Beckett bridge

    21
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    Mute Mary Murphy
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    Aug 11th 2017, 9:03 AM

    @John Fahey: That’s the whole point of something being free John, everybody’s able to use it then whether it’s busy or very busy

    18
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    Mute Colman gan
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    Aug 11th 2017, 10:21 AM

    We paid for that bridge for the past 25 years -Goes to show DCC cannot be trusted

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    Mute Davey Lawlor
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    Aug 11th 2017, 8:34 AM

    Wonder if it applies to e-tag users?

    13
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    Mute John Scott
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    Aug 11th 2017, 9:06 AM

    Am sure Mr Ross had a lot to do with this. ..? What a minister.

    13
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    Mute Fiona Fitzgerald
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    Aug 11th 2017, 2:32 PM

    @John Scott: Would you ever read this before you talk nonsense?

    http://www.shaneross.ie/category/transport/the-m50-and-westlink-bridge/

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    Mute Tara Quinn
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    Aug 11th 2017, 10:44 AM

    It’s actually a price increase if you take VAT off original charges. All prices should be cheaper.

    10
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    Mute Kay Nugent
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    Aug 11th 2017, 11:36 AM

    Who do they think they are fooling? All motorists should drive to DCC and block the entrance to their own “free” car park.

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    Mute ter
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    Aug 11th 2017, 10:28 AM

    Joy of the motorbike is no toll on east-link or m50 but shh don’t tell them

    9
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    Mute Ronan McKeon
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    Aug 11th 2017, 10:38 AM

    This needs to be barrier free now.

    8
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    Mute David McCreery
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    Aug 11th 2017, 2:07 PM

    Can I get a VAT refund on all the VAT that I paid

    7
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    Mute scanlanavia
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    Aug 11th 2017, 2:35 PM

    Poor Thomas Clarke is turning in his grave. He dies for Ireland in 1916 and then gets his name associated with a Toll Bridge … which was supposed to return to the Irish people free if charge…
    Did anyone if the Clarke family object to this insult to a 1916 martyr ?

    6
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    Mute Cram Wood
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    Aug 11th 2017, 1:54 PM

    This reduction in charges is not what you think.
    The DCC aren’t doing you a favour.
    This is a change for the run-in to introducing charges at every junction on the M50.
    They may drop the charges again in a few months and likely intruduce the junction charges early next year.
    Don’t be fooled, you have been warned.

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    Mute John James Pritchard
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    Aug 11th 2017, 1:45 PM

    Cos it’s not worth a b**** s ,Samuel Beckett is nearly as quick and is free !!!!

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    Mute Robert Carrick
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    Aug 12th 2017, 11:01 AM

    Great, so more vehicles on a bridge that should be twice, if not triple, the size!!!

    When are they going to expand it???

    Takes over an hour some days to get across it

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    Mute Robert Carrick
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    Aug 12th 2017, 10:56 AM

    Great, that just means way more cars on a bridge that should be twice if not triple the size!!!!

    Takes an hour to get across it some days

    When are the going to expand it????

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    Mute Michael Ahern
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    Aug 11th 2017, 10:26 AM

    Vats great

    1
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