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Saving and investing - what's the difference?

Let’s take a look.

Investing shouldn’t be confusing, and we’re here to answer your questions, big and small. So let’s get started…

Investing and saving do have some similarities, right?
Yes. Both savings and investments can be made in lump sums or on a regular, monthly basis.

So what’s the big difference?
KBC will invest your money in shares and bonds, which could help you beat inflation and get your money working harder. As with everything, there are risks, the value of your investment may go down as well as up. Savings, on the other hand, typically pay a fixed or variable interest rate.

Do I need to pick just one?
No, you can do both! You can save, you can invest, or you can save and invest. With Tap2Invest, you can start investing in the KBC app from as little as €10. Already a Current or Demand Account customer? Log into the KBC app and get started straight away. 

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Warning: These funds may be affected by changes in currency rates.

Warning: The value of your investment may go down as well as up.

Warning: Past performance is not a reliable guide to future performance.

Warning: If you invest in this product you may lose some or all of the money you invest.

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KBC Bank Ireland plc is a distributor of funds managed by KBC Fund Management Ltd and KBC Asset Management NV.

KBC Bank Ireland plc and KBC Fund Management Ltd are regulated by the Central Bank of Ireland.

KBC Asset Management NV is authorised in Belgium and regulated by the Belgian Financial Services and Markets Authority (FSMA).

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    Mute James Pelow
    Favourite James Pelow
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    Oct 25th 2021, 12:14 AM

    Can we please stop propagating the lies of the English media? Brexit did the damage, not the protocol.

    368
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    Mute Vonvonic
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    Oct 25th 2021, 6:42 AM

    @James Pelow: Very well said. They’re actually using it as a distraction. And it’s drawing us into something that has nothing to do with us. Brexit is the problem. End of story.

    163
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    Mute Colm A. Corcoran
    Favourite Colm A. Corcoran
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    Oct 25th 2021, 7:00 AM

    You can’t hold a poll asking people if they think the Protocol is good for Northern Ireland without clarifying what the alternative is.

    That’s like asking a child if they think the settlement that their parents agreed to after divorce is good.

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    Mute Oisín Dunne
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    Oct 25th 2021, 8:40 AM

    Let’s be clear… article 16 does not end the protocol. It can suspend a part of it for a short period of time. When the UK says it will trigger A16, call it out for what they want to do….they want to scrap it and force a border on the island of Ireland or a border between Ireland and EU. That’s their plan and I believe it’s been the plan all along. This mess has been made by the UK and the protocol is a plaster. The GB companies that send those goods that will never end up back in the EU (including ROI) need to be better catered for. The issue is that there is no trust between the UK and EU as, so far, the UK hasn’t implemented main parts of the protocol so all at risk goods must be considered guilty until proven innocent.

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    Mute Stephen Campbell
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    Oct 25th 2021, 10:08 AM

    Ok theJournal…. Time to correct your headlines… “Is Brexit bad or good for firms in Northern Ireland?”

    The protocol is a workaround to the main issue, Brexit..

    52
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    Mute Gerard
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    Oct 25th 2021, 8:54 AM

    While I’ve no doubt it has caused some legitimate disruption for businesses heavily linked to GB, how did the study take into account costs (for consultancy etc) that would’ve been incurred without the procotol because they also trade with the EU?

    Or how did it take into account all the paperwork NI businesses save because they can trade with the Republic and the rest of the EU freely?

    All these analyses seem to assume that trade with Ireland was either insignificant, or its continuity was a a given (neither of these are true) and that any disruption with GB is a cost without any quantifiable benefit (again not true).

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    Mute John Vectravi
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    Oct 25th 2021, 10:50 AM

    It’s not the protocol that’s not working. It’s brexit that’s not working.

    34
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    Mute lelookcoco
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    Oct 25th 2021, 11:09 AM

    How dare the EU break away from the United Kingdom. They’ve made things very difficult for everyone, especially the Brits!

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    Mute John Sullivan
    Favourite John Sullivan
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    Oct 25th 2021, 3:22 PM

    By leaving the CU and SM and going for a Sharia Brexit GB turned itself into a legal and regulatory Kaliningrad. Their call-their choice…If they hadn’t CHOSEN that there would be no protocol. They want a hard border in IRL or IRL out the the EU-they will get neither but what they will get is humiliation.

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    Mute andrew
    Favourite andrew
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    Oct 25th 2021, 10:38 PM

    It is improving trade between north and south.

    4
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