We need your help now
Support from readers like you keeps The Journal open.
You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.
If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.
Sign in. It’s quick, free and it’s up to you.
An account is an optional way to support the work we do. Find out more.
By continuing, you are indicating that you accept our Terms of Service and Privacy Policy.
ULSTER BANK IS to begin freezing current and deposit accounts from today.
In a statement, the bank said that the first customers who received their six-month notice in April will begin to see their current and deposit accounts frozen on or after today, with the accounts to close 30 days later.
The bank announced its withdrawal from the Irish market in February.
It said it will begin with customers who it believes have low reliance on their accounts or may have accounts elsewhere.
It said it is commencing this process “in a careful and controlled way”.
“Over 70% of Ulster Bank personal current account customers who received their first formal notification in April and May, have either closed, materially wound down the level of activity in their current account or left it inactive. This trend is increasing every day,” the statement continued.
The bank said it will also reach out to customers who are still highly reliant on their accounts to offer them further support, adding that their accounts will not be frozen at this time.
Appearing before the Oireachtas Finance Committee last month, the bank’s CEO Jane Howard outlined this process.
“If a customer is still reliant on their account after their six months’ notice is over, we will try to make contact with them again to ensure they have all the requirements they need to complete their move to a new bank or a new service provider,” Howard said.
“We will not freeze or close their accounts at this time but it’s essential that these customers continue the process of moving to another service provider.”
She said if the bank freezes an account that a customer is still reliant on, it can temporarily reverse the freeze and get the account for a short time.
Higher reliance accounts include personal or commercial current account customers with six or more transactions in the last 30 days, as well as customers who have received a social protection payment in the last 30 days.
They also include personal current or deposit account customers in receipt of an inbound payment of €125 or more in the last 30 days, as this could be their wages, as well as commercial current accounts with a reliance on an overdraft and an account turnover of more than €1,000 in the last 30 days.
“This precautionary, careful and controlled approach of freezing an account 30 days before closure means that where a customer needs more support, which may or may not mean more time, we can and are keen to provide that – they just need to let us know what they need,” the bank said.
“This phased approach to overall closure of accounts is managed to maintain an orderly process for customers, the industry and other key stakeholders.”
Ulster Bank also confirmed that 25 branches will close on either 6 or 13 January. They will reopen shortly after as a Permanent TSB branch.
It said that if a customer’s local branch is becoming a Permanent TSB branch and their mortgage is transferring to Permanent TSB, their current and deposit accounts are not transferring, and action must be taken to choose a new provider.
Account openings and closures
Meanwhile, new data on bank account migration has found that 38% of the current and deposit accounts that were open at the beginning of the year in Ulster Bank and KBC Bank had been closed by the end of last month.
The data, published today by the Central Bank of Ireland, found that Ulster Bank and KBC customers closed a total of 84,494 current and deposit accounts in October.
The pace of customer-led account closures slowed in the second half of last month, but still saw an increase of 15% compared to the four weeks to the end of September.
This brings the total number of accounts closed by customers in the ten months to October to 464,998. Of these, 234,098 were current accounts and 230,900 were deposit accounts.
Of the 447,733 current accounts that remain open, 341,184 were deemed by the exiting banks to be active accounts, and 247,116 were deemed as customers’ primary account.
The data also found that 800,325 accounts were opened in the three main remaining banks in the first ten months of the year.
This is around double the number of openings in an average ten month period in the last three years.
Of those, 58% were opened online, while the remainder were opened in a branch. The average waiting time for a branch appointment was six and a half working days at end-October. This has fallen from an average of nearly ten days in early August.
To embed this post, copy the code below on your site
That is the start of things to come ,,, if you owe 25,000 they get the sheriff and they Garda ,,,if you owe 25,000,000 they get Nama and keep your holiday home in Spain ,,,, and the good old tax payer will help you out ,,,, makes me sick ,,,,
The Black and Tans never left Ireland they just put on Business Suits.
I would suggest the man or family snip the locks and reclaim their property and people around ireland start standing up to the Criminals, such as the current Criminal Regime headed by Braindead Kenny.
This man has to be rehoused at a cost to the tax payer again screwed both ways.
The Police acting on behalf of a commerical enterprise (the banks) as hatchet men.
For the thumbs down people are you lowlife FG/FF/LAB supporters or Landlords !
This man took out a mortgage on a house he already owned. He did it because he wanted to avail of his so called equity. He was greedy. Now he owes money. Simple as that. I have pity for people who bought there first house and are now looking at sheriffs, but not eejits that just took out a mortgage for the easy cash.
@Billy, He didn’t get a mortgage on a house he already owned. He bought the house in 2003 for €80,000 and then acquired a top up loan of €30,000 to do it up as it was in need of repair. He was not greedy. He bought the home in good faith and acquired extra capital to do the house up. So he borrowed in grand total €110,000 and you call this man greedy??
Yes Robbie the people disagreeing with you are all just “lowlife FG/FF/LAB supporters or Landlords”. No possible other explanation. None. No siree.
This was always going to happen. It may well be a blessing in disguise, if it helps to dispel the many myths which were touted regarding Freeman on the Land stuff and so on. As they say, a little knowledge can be a dangerous thing.. and this bunkum had some people falsely thinking that they were more knowledgeable about certain laws than those who practice law for a living.
Thats because people who as you put it ” practise law for a living” regularly work outside of the law, and in Ireland, I fear, that happens more often than not. Thus why we with some knowledge, have to challenge them, and make sure they stay within.
Are they going to evict everyone who falls into arrears on their house, who has already lost their job, and can barely put food on the table to feed their families.
Is kicking people from their homes really the answer, and what does it solve?
Stop whining, if you don’t pay your bills there are consequences. It’s about time people stopped playing the victim and take responsibility for their own actions. If you over stretched yourself you are as much to blame for your circumstances as anybody else! It’s getting old listening to all those who fail to pay their bills trying to justify why they shouldn’t have to while the rest of us should! Live within your means and stop trying to keep up with the neighbours.
People lost their jobs!! Why is that so hard for people to grasp??? We didnt just wake up one day and decide to stop paying bills…we lost our jobs!!! Some people were earning 3 or 4 times what the dole is and were well able to afford repayments and then the bang..jobs gone and now they get €188 a week. Could you afford to feed and clothe a family on that? Some people are struggling to put food on the table and on top of that the banks are down their throats looking for money. Some of these people were in their jobs for 10 or 20 years and didnt see this coming. Is it any wonder there are waiting lists for psychiatrists out the door, everywhere you look people are on anti depressents…and dont even talk to me about the amount of suicides happening. If your not in a position like this, good luck to you and I hope it never crosses your door. But have a bit of fucking compassion for people who are….
Irish-in-USA + others
Totally and completely agree, many many times I saw people take out loans that they very clearly could not hope to repay, banks are not only people to blame, it’s simple maths and common sense…live within your means end of! Obviously when someone loses their job that’s a totally different scenario, happened to me…other half had to relocate to middle east for a year in order to pay mortgage. You have to take personal responsibility for your financial affairs.
Joan if you saw people take out loans that they very clearly could not hope to repay they shouldn’t have been granted those loans in the first place. The onus is on the lender to ensure that the loan they are giving is within the means of the borrower. Otherwise it is classed as reckless lending. Surely the banks must provide documentation as to their lending practices and ensure that the people they are lending to must prove they can afford to repay it. People seem to be under the illusion that people walked into a bank and borrowed way beyond their means. But how is that possible when banks must lend only an amount their own terms and conditions deem people can afford? It’s reckless lending and it was rife during the boom by bankers only too eager to take the commission. It is easy to say take personal responsibility for your financial affairs but when you are earning, borrowing money is within your means. When jobs are lost en masse on the scale that this recession has seen, it is not the fault of the person who borrowed based on their income. No-one saw this coming and bankers are every bit as culpable.
To get a loan with the banks you must prove that you dont need it. It has always been that way. You cannot just walk in off the street and borrow money if you have no means to pay it back!! To get a load you have to prove you can pay it back. Which all these people were able to do because they had good jobs. The banks shelled out loans willy nilly to builders and developers. They did top up peoples loans too and all did it for the commission. The average Joe did not see this coming (unlike those in the banks and the developers did!) but by that time it was too late. I had a loan for a few years that I was well able to pay back while I was working. Luckily for me I had it mostly paid back before I lost my job a few months ago or id be screwed. Am I part of the greedy bunch??
This is what haopens if u dnt pay ur mortgage for three years
Be interesting to see if the demonstration outside Ulster Bank on O’Connell Street will be aired on main stream media and if the case will ever get to court! Still no coverage on how the sheriff can act legally issuing these warrants without any separation of powers and also stepping outside of his 36k jurisdiction. What ever happened to proper public service regulation in this country!
@Audrey
I’d say it never existed!
And Joe Duffy show is talking about writing postcards.
RTE
The governbanks taxpayer funded propaganda machine.
The Freemen think this story doesn’t exist.
I am sure the freeman are well aware of this story.
Whatever your feelings on the freeman movement it is morally wrong, in fact, its completley and utterly fucked up to put anybody out of their family home.
I happen to think that taking out a mortgage on a house you already own is morally wrong, and also a greedy and unnecessary risk 99.9% of the time. Then again we’re all entitled to our opinions.
It may not be sensible, but I’m curious about why it’s “morally wrong”?
Because you are potentially inflicting your debt upon your children.
Maybe not so Free man if they don’t know the truth.http://www.facebook.com/messages/100002209487468#!/AntiEvictionTaskforce
Didn’t bob marley have a song about a sheriff??
Hmmmmmmm, I wonder what it was called again. . . . . . . . . .
Whatever about the freeman views on the ownership rights etc, I do think there is a massive problem if the registrar is also the county sheriff. This doesn’t seem right to me.
Also u are not a homeowner until u make ur final mortgage payment harsh but true
Eh this government seem to think you are, property tax will be stolen from us before we pay our last payment on our mortgage.
if im not a homeowner till i pay my final mortgage payment why are they trying to make me pay the household tax
Your a bit of target with this comment.
great news dont let the door hit you on the way out ya hippy. Pay your bills or pay the price this country isnt a charity/
By the randy I left Dublin 2and a half yours ago to working construction ,, kids at home with my wife I pay my bills so fuck you with your hippy comment
@ Randy Savage
Tell that to the kids of the Fathers, who have committed suicide as the result of reckless lending, by these corrupt banks.
unless your deluded you would have seen that stunts like these are just a call to arms for hippys. Watch the video and you will see what i mean. They band together shout and roar, talk pony about mad stuff and abuse the authorities. There was a cop there simply to preserve the peace not opening his mouth and they tried to engage him in an argument. Its pure rent a mob stuff. BTW as i have stated previous i live in a glorified portaloo and am up to my balls in negative equity but i go out to work every morning and pay my bills. I owe money and i will pay thats capitalism and if people dont like it China awaits you!!
Randy Obviously your a moron and a troll, do yourself a favour and go back under your rock with your other lowlife government scum cronnies.
Wouldn’t mind knowing if there was more to this story, if not its a bloody joke.
House prices were at their peak 3-5 years ago. If I bought my house 3 years ago and a year later lost my job, I obviously couldn’t afford the repayments.
Now, imagine if I was a plumber or someone in the construction industry, and there were thousands in the construction industry remember, and well we all know what the construction industry is now. There are little to no construction jobs now.
So lots of people who can’t find jobs doing other things, because they are only skilled for, say, plumbing. On the dole, not paying mortgage, and just about covering utility bills and food for the table.
These people then get evicted, yes? But what does the bank do with the now overpriced vacated home. They cant sell it cause it’s now negative equity. It can’t be rented out for what the mortgage repayments were, and banks don’t rent out houses. They could sell it at a loss, but not many are getting mortgage approval these days.
Maybe the bank could as the very least remove any interest they put on the house, because that would be just profit for them. They would make the struggling homeowner have an easier to meet monthly repayment, and the bank would get there money back.
Nearly all the bank are now state owned, so the state is making profit of the poor and unfortunates.
So who is paying for the Garda to be present us the tax payer, the sheriff or Ulster Bank?
In this particular case the man wasn’t in negative equity he owns more of the house than the bank do, he tried “working with the bank” he asked to be allowed time to sell a piece of land he owned and had a buyer for but the greedy bastards in the bank didn’t want to know, how has this man lost his home and seanie fitz & co are living it up and lost nothing, and for all the commenters here begrudging any help for people like this man I hope your still on your high horses when the sheriff is knocking on your doors.
How can they repo his house if he owns more of it than they do ? How much per month is his mortgage repayment if he’s at such an advanced stage of his mortgage ? Did he just take bad advice & decide not to pay at all?
Something just doesn’t add up there
Finally – after reading all through the negative, tough shite, you borrowed the money comments I find one who has hit the nail squarely on the head. This man borrowed €80,000 to buy this home. He then acquired an extra top up of €30,000 to repair the property. So in grand total he borrowed €110,000. Oh my God!! What a sum to borrow!! Shame on him for trying to “keep up with his neighbours”. He was greedy etc.
It makes me so mad when people comment on situations like this without reading the full facts. The ONLY reason the bank sought repossession of this house is because the house is worth more than what they lent. It’s that simple. They didn’t want to work with this man. They didn’t want to help this man when he found he couldn’t pay his mortgage. They started repossession proceedings immediately. And fought it all the way to the High Court. Why?? Because they will get a property worth MORE than what they loaned. The banks are not repossessing homes with huge negative equity. It’s not worth their while, but they’ll torture the borrower all the same. Sending letters, harrassing, endless phonecalls. This is a terrible case, with a man who has a special needs child who borrowed well within his means at the time and yet now he is called greedy and tough luck, can’t pay your bills – get out? And the Guards are now repo-men for the Banks? What kind of people have the Irish turned into?
I hate to break this to you but the banks are not charities. They will eventually take the house if you are not paying for it. Considering the guy hadn’t paid in years he was living for nothing while the rest of us had to pay our way.
People have come on here and jumped to the conclusion that the man in question here basically woke up one day and told the bank to f**k off, I’m not paying my mortgage anymore. Bull. Is it any wonder the country is the way it is when people are turning on each other like this? Should we not be standing together and saying No to bailouts, let bondholders lose their investments? Getting politicians out of the trough they are feeding and start looking after the country? What good is it doing anybody else on here that this man is now homeless? His child is now homeless? And all because the house is worth more than what he borrowed for it? I can’t believe the lack of compassion in some people yet bankers, politicians, bondholders, are all walking around this country firmly sticking two fingers up at you all whilst still pocketing millions of your taxes. And yet it’s this man you begrudge? Tough sh*te to this man, he deserves to be out on the street? Do people not realise that now this man will ultimately cost the taxpayer more in Social Housing whilst the bankers have fecked off with his house worth more that what he borrowed from them? Laughing their arses off? What the f**k is wrong with people? Look at the bigger picture here for God’s sake.
Our government and our police force have become Repomen for private foreign banks.
This is disgusting.
The blood of your people, is on your hands.
I suggest if people don’t wish to pay back money they shouldn’t borrow it in the first place. We have a tiny amount of repossessions in this country.. A relative of mine hasn’t paid their mortgage properly in two years but because they are working with the bank they are not being repossessed. In general we are being treated with kid gloves by the banks so your comment is nonsense.
@Gary
With non corrupt banks
and no reckless lending
your comment may have been valid.
So you’re argument seems to be that people bear no responsibly for borrowing huge sums of money. The bank offered me a load of money going back, I did something very simple… I said No.
That’s your perception of what I am saying Gary.
People should be always treated in a humane manner.
And they shouldn’t be ignored by their leaders.
Spot on Gary.
I didn’t want their fools gold either and told ‘em to shove it.
Now why on earth am I paying to make up for their reckless lending.
@Gary
If I recklessly loan money to people with no Due Diligence.
Who will support me to get it back?
Do I deserve to get it back?
Do I deserve the right to charge and increase the interest on it as I like?
Will the Guards assist me to get it back?
1. Everyone should support the rule of law.
2. Yes. Though in practice you’ll likely get only some of it back, just like the banks in many cases.
3. You can charge on the basis of whatever agreement you make with the borrower. Borrower beware an’ all that.
4. If anyone has a debt on an asset it can be reprocessed if they don’t pay. And the Guards will uphold the order of the court whether it’s a bank or an individual in court.
repossessed even
”Should” being the active word Gary.
Who broke the law?
Randy, this country actually is a charity, taking the best of care of bondholders, failed regulators and bankers, incompetent politicians, and developers and landing the bill on your lap. You are a fool to accept these bills.
Yes bad enough we took on the debts of Anglo, we should now support very other fukker who borrowed way more than made any sense. Jesus wept.
Some people will not be happy until they see their neighbors kicked out of their homes or dead.
I don’t think anyone is happy to see anyone suffer. At the end of the day though if you don’t pay back a debt over 3-4 years no one should be surprised when the sherriff comes a calling.
Well you seem to be happy to see this poor (fukker as you call him) suffer Gary
These disgusting corrupt banks threw money out the door with
no due diligence
on an aggressive reckless commission driven basis.
They have destroyed
their businesses
their employees jobs
their customers (or fukker’s as you call them) savings
their customers lives
and their countries
And now they are using our police force,our courts,our judicial system and our government as their free heavy handed Repoman Service.
And you seem to want to see this unfortunate man (or fukker as you call him) persecuted for a hundred grand or so.
While NAMA’s 850 ”Pets” (who borrowed €71 Billion between them) are on €200k per year social welfare.
€71 Billion from Irish banks alone.
And probably another €100 Billion from non NAMA banks.
That’s about €200 Million each,that they wont be paying back (with government approval)
The Rot is coming from the Top.
Our leaders should lead by example.
@Hispruiker – If I could give you a million thumbs up, I would.
Christ that’s some waffle, you just made up some figures there. Even I agreed that all bankers were evil or stupid that doesn’t mean the man in the story should be able to not pay his debts on a house and keep that house. As I said above a relative of mine hasn’t paid his mortgage in 2 years and yet he still has the house as he is dealing with the bank. As I understand it the guy in the story hasn’t paid anything in basically 3-4 years. There has to be a limit.
The €71 Billion figure is from the NAMA website Gary
The €100 billion is a estimate on the foreign banks,but even if it was half that it would still be too much.
They were also lent very aggressively though, as with the Berkley Court, Durys etc.
Some of NAMA’s pets made no payments on their loans at all.
This was intentional in some cases.
For this they got rewarded by €200k a year dole.
The Rot is coming from the top.
Lead by example.
What is your opinion of your relative’s arrangement/situation.
Are you concerned for their well-being in their unfortunate situation?
Sorry Typo
They also lent very aggressively though, as with the Berkley Court, Durys etc.
not only did we take on the debts of Anglo but the other banks were stress tested and recapitalised to the amount of their mortgages that were supposedly in distress, and you would still suggest they should chase down those distressed borrowers? Meanwhile good ol’ richie rich boucher pockets another 800k. And by the way, this is not capitalism we are seeing, not when the state is robbing its people to line the pockets of failed investors and bankers.
Gary please can you clarify
have your relatives not paid their mortgage at all for 2 years?
or
have your relatives not paid the mortgage properly for 2 years?
because you have said both.
An absolute disgrace and an outrage that Gardai are being called on to assist in this carry on. It is worth pointing out this homeowner had relatively small arrears and mortgage so let it be a lesson to those who pre judge this or any persons miss fortune. I agree this freeman nonsense and left wing righteous campaigners are giving false hope to people in serious difficulty. The mortgage arrears crisis is about to implode and not helped by the appalling absence of government TD’s during a debate on the matter, yesterday in the Dail. The House in question at best will sell for 30k if the bank are lucky but knowing mountrath, they will be a long time persuading anyone to buy this property. Madness
The looney left said it would never happen, that it was unconstitutional and that’s why the sherrif left. They were wrong. Shame on them tbh
It’s fun being a young teenage child
in a home,
with a small mortgage,
that’s getting repo’d,
by a reckless bank,
with a government that ignore you,
in a country with no insolvency laws,
where your parents are not entitled to any state help (because they put all their money into their business),
going to school each day,
feeling embarrassed,
feeling depressed,
feeling ashamed,
Try it some time and tell me what it is like.
I have.
you can go interest only from the bank if you can’t make the principal payments and you can get mortgage interest supplement from the state if you can’t make the interest payments. this wasn’t even a large mortgage so what’s the story? I’m happy to see the rule of law is still in force.
Well done People before profit. You managed to use another man’s misery to advance your own careers and give him false hope. Bringing the media on site, putting a video on youtube ensured that the eviction would complete or else a precedent might be set.
The point I was making was the banks should treat every case the same ,,, it’s a fact in ireland the more money you owe the bank the less hassle you get off them it’s been this way for years long befor the boom ,,, the small man/ woman never wins ,,,and I do take offence to be called a hippy or a free loader iv paid my bills ,,, just think it’s arse holes in here just looking to upset ppl,,,,
Country is a joke …
Let’s see this kind of thing happening on a large scale, maybe that will get everyone out from behind they’re computer screens(yes I see the irony) to take our country back, because by the looks of it at the moment, it sure ain’t ours. I wish all the best to this man and his future, hopefully something good will eventually come of this, but it probably won’t ‘suit’ the people we allow to run our country to change anything.
a true saying a banker will give you an umbrella when the sun is shining but will take it off of you when its pissing raining
Simple solution. Let the bank put the house up for auction and let him be the only bidder and so he gets his house back at a fraction of the cost!
Interpretation of the Constitution is up to the judiciary and not Ben Gilroy. I note the fact that he makes no reference to any precedents. “Lots of Barristers agree with me”, is vague at best and utter folly in legal weight.
If the premise of repossession on foot of default does not exist in Ireland, then Mortgages no longer exist in Ireland. No mortgages mean no first time buyers, no building industry and rented accommodation for the lifetime of those who are not already property owners. Ironically those with the most now will retain it, and those starting out will be destined to a life of tenancy under such a regime. The Alliance Left’s myopic view of the world is noble but misguided. Banks need to get lending again to get our nation back on track…
Correct me if I’m wrong but what I got from this video was that the group was questioning the execution of the warrant not the warrant itself?
J o Reilly ,,, are you sitting in you head office in ulster bank ???? my point was if this man is 3/4 behind that’s not right you must pay something but it will start with missing 3 years and as time goes by and the banks get bolder and bolder time will get shorter and shorter till your 3mts behind and the sherriff is calling,,, and to your point that you don’t Owen the house till the last payment is made that’s a stupid statement nobody pays for a house in full , you sound like a lonely bitter man to me think you should get out a little more and mix with the rest of the ppl in this country
gary you talk about the rule of law ,there are two laws in this country one for the rich and the other for us ,which means there is no law , and if the truth be known about what really goes on in our courts .
No that would mean we a centre-right system of laws not no laws.
*we’ve a
Everyone got their cut out of the homeowner’s loan check.
The Government
The Architect
The Engineer
The Estate Agent
The Valuer
The Accountant
The Solicitor
The Town Council
The Developer
The Building Providers
etc
etc
etc
Yet the responsibility lies with him or her, only.
Abuse him or her and you abuse yourself.
Very hard to make any constructive comment in this case, nobody seems to know the true circumstances.
Indeed, we would need to know the full details to comment factually however privacy laws likely prohibit us from seeing them.
See what our Leaders promised on evictions and repossessions at my blog “Dunderry Drumbeat.com”in article titled “my policy on evictions and repossessions”.More broken promises.
If this is the kind of future people already on they’re knees face when they can’t meet the repayments on the amounts that the mismanaged banks and mortgage companies misled them into borrowing then its only a matter of time before a sheriff or good member of the gardai (who shouldn’t be involved) is met by a shotgun at the door. Sad free state!
Foolish bankers
loan out money
on an aggressive dog eat dog basis
with no due diligence
This goes bad on these fools and they destroy
their banks
their customers savings
their customers lives
their employees jobs
their employees lives
their country’s economy
the world’s economy
Do these fools deserve to get their money back.
Do these fools deserve to use our police force as their free Repomen?
If it was you who was owed this money, would your government even care?
Would our police force go out with you and help you collect?
@multi talentless if your house is worth
350,000 as I think this property is worth
He owes ulster bank 120,000 and was unable to keep up monthly repayments
I think through loss of job,ulster bank decided through their greediness that if they took this house valued at over twice what was owed on it they could sell at a huge loss and still recover their money.
Hundreds of thousands of all Irish Mortgages are in some way distressed or in negative equity.
What a coincidence?
Lets blame the homeowners.
I’m confused… didn’t the home owners borrow the money?
If, for example, I shot myself in the foot should I go blame the guy who sold me the gun?
If the customer in the bar dies from alcohol poisoning.
The barman can be prosecuted.
But in this case, the barmen were spiking the drink with poison.
You’re not afraid of a bit of exaggeration are you.
No
There was a case recently.
http://www.irishtimes.com/newspaper/ireland/2011/0506/1224296281377.html
The groups supporting the homeowners need to be setting up permanent presence at the at threat homes. Otherwise the authorities will just come back at some opportune time …….
The whole thing will just be a waste of time otherwise.
On offer, a fifty fifty split with the first unemployed mechanical engineer that develops an anti eviction lock set to protect harassed stakeholders so they can leave their homes in peace.
Would they be any of the Mahon Tribunal Barristers, Simon?
From what I have found out about this case is that the owner has missed if not one payment just a few. He has not missed years of payments.
Also look up the Irish constitution, article 41.1.1 about the family. & look it up in the irish version. If you cannot read Irish look up this. http://www.constitution.ie/publications/irish-text.pdf
This is a literal translation of the irish to english & remember the irish takes presidents over the english.
Standardised Irish text
Ní cead aon idirdhealú, maidir le polaitíocht nó creideamh nó aicmí, a bheith i ndlíthe a rialaíonn modh oibrithe an chirt chun comhlachais agus cumainn a bhunú agus an chirt chun teacht le chéile ar saorthionól
Literal translation
The State acknowledges that the Family is the basic primary group-unit of/for society according to nature, and that it is a moral institution which has inalienable invincible rights which are more ancient and higher than any human statute.
ENGLISH TEXT The State recognises the Family as the natural primary and fundamental unit group of Society, and as a moral institution possessing inalienable and imprescriptible rights, antecedent and superior to all positive law
That is very strong rights indeed for the family.
What have the rights of the family got to do with the rights of a man to continue living in a house he couldn’t afford when his former partner had already consented to the repossesion?
The state is obliged to provide a roof over peoples’ heads under the UN charter of rights. That does not mean a free house for everybody in the audience.
Come on Journal. Give people the full facts of the case please. Only reporting part of the story (like other Irish media) is causing a lot of ill-judged and mis-informed comment.
So, let’s get this straight.
“Freeman on the land” refuses to recognise the authority of the State, because he never signed a contract with the State to recognise it’s authority.
YET
When that same Freeman signs a binding contract (mortgage agreement) with a private entity (bank), agreeing to pay back a debt, the Freeman in question decides on a whim that he should not be bound by said contract???
LOL!!
What a shame
What is Ireland coming to after d greed COMETH the reaper
People just want a job a home and a bit of peace for their family after a days work
These are basic human rights for every family
When the greedy deny even the basics chaos will reign
That’s all I have left to say
The rich will eventually district themselves
so it seems we cant stop them taking a home even if its ilegal, they can do what they want and the Guards will help them becauses they get paid by the banks to act as hired security,
have your say