Advertisement

We need your help now

Support from readers like you keeps The Journal open.

You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.

If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.

Niall Carson/PA Archive

Ulster Bank drops free banking with €4 monthly charge for current accounts

Ulster Bank will charge €4 a month for current accounts from July – unless customers keep minimum balances or lodge certain amounts.

ONE OF THE COUNTRY’S largest banks is to introduce charges for its current accounts from July.

Ulster Bank will charge customers €4 per month for current, standard, dual and facility accounts from July 1.

Customers will only be able to avoid the charges if they lodge €3,000 per month to their accounts, or if they keep a minimum cleared balance of €3,000 throughout the month.

Holders of student, graduate, and ‘adapt’ accounts will not be hit with the flat rate charge.

The introduction only affects Ulster Bank customers in the Republic – customers in Northern Ireland, or those of the bank’s British parent, RBS, will still be offered free banking without any obligations to keep a minimum cash balance or make a minimum monthly lodgement.

The charges follow the introduction of current account charges by both AIB and Bank of Ireland last year.

The decision means the country’s four main retail banks – AIB, Bank of Ireland, Ulster Bank and Permanent TSB – all now place terms and conditions on their current accounts in order for customers to escape charges.

Permanent TSB announced last week that it was offering transaction-free banking if customers lodged €1,500 per month, though said it would not require a minimum balance to be maintained.

AIB requires customers to keep a balance of €2,500 every day for three months in order to escape a €4.50-per-quarter fee, which is supplemented by fees of 20c or 30c per transaction.

Bank of Ireland offers two models for fees – allowing customers to either pay a 28c-per-transaction flat fee, or a €11.40 fee per quarter to cover up to 90 transactions. In those cases, however, a minimum credit balance of €3,000 means fees will be waived.

Read: Students advised to compare bank accounts before signing up

Readers like you are keeping these stories free for everyone...
A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.

Close
115 Comments
    Install the app to use these features.
    Mute John Killeen
    Favourite John Killeen
    Report
    Dec 8th 2021, 1:38 PM

    Would love to see RTE explain the salary Ray D’Arcy receives based on them figures.

    337
    Install the app to use these features.
    Mute Laura Ni Hearga
    Favourite Laura Ni Hearga
    Report
    Dec 8th 2021, 1:34 PM

    How does Newstalk Breakfast see a rise in listeners with that insufferable know it all Ciara Kelly.

    240
    Install the app to use these features.
    Mute JedBartlett
    Favourite JedBartlett
    Report
    Dec 8th 2021, 3:11 PM

    @Laura Ni Hearga: The same way Pat Kenny’s show sees a rise. People hate listen so they can scream at the radio.

    16
    Install the app to use these features.
    Mute M
    Favourite M
    Report
    Dec 8th 2021, 3:21 PM

    @Laura Ni Hearga: because she speaks her mind, comes without a preset agenda unlike one or 2 of her newstalk colleques (they are actually the ones showing a drop in listeners esp that leftie moncrief fella) and also the fixed narrative of rte radio 1 presenters some also on the way down.

    30
    See 3 more replies ▾
    Install the app to use these features.
    Mute ChadChaderson
    Favourite ChadChaderson
    Report
    Dec 8th 2021, 4:39 PM

    @Laura Ni Hearga: yeah can’t stand her.

    13
    Install the app to use these features.
    Mute Gerrard
    Favourite Gerrard
    Report
    Dec 8th 2021, 5:08 PM

    @ChadChaderson: stopped listening to morning Newstalk because of her would do your nut in

    16
    Install the app to use these features.
    Mute Dan Duggan
    Favourite Dan Duggan
    Report
    Dec 8th 2021, 6:04 PM

    @M: Ciaras co-presenter is a “leftie”.

    Thats why the numbers are up?

    1
    Install the app to use these features.
    Mute Paul Walsh
    Favourite Paul Walsh
    Report
    Dec 8th 2021, 1:54 PM

    RTE just caters for wokesters, while they all support and applaud each other the rest of us switch off

    112
    Install the app to use these features.
    Mute William Tallon
    Favourite William Tallon
    Report
    Dec 8th 2021, 1:09 PM

    You’d want to be barking mad to listen to it though…

    122
    Install the app to use these features.
    Mute Brian Heffernan
    Favourite Brian Heffernan
    Report
    Dec 8th 2021, 1:22 PM

    2fm…a joke of a station. I’m not saying breakfast republic was everyone’s cup of tea but imagine having 180,000 listeners, cancelling the show, sacking Keith Walsh and replacing them with that muck.

    161
    Install the app to use these features.
    Mute Ed
    Favourite Ed
    Report
    Dec 8th 2021, 1:26 PM

    @Brian Heffernan: 2FM should be sold off. It adds nothing to the FM band. RTE Gold would be better on FM instead of it. Not all parts of the country get Classic Hits so RTE Gold would fill a gap for those areas.

    152
    Install the app to use these features.
    Mute Mike Keane
    Favourite Mike Keane
    Report
    Dec 8th 2021, 2:09 PM

    @Brian Heffernan: Well said Keith.

    27
    See 4 more replies ▾
    Install the app to use these features.
    Mute Brian Kelly
    Favourite Brian Kelly
    Report
    Dec 8th 2021, 2:47 PM

    @Brian Heffernan: It’s bad because Dan Healey has lost the plot these day’s. What on earth is he thinking with these day’s? His Arse it must be… putting them 3 on the breakfast show especially that dreadful horror voice of Doireen! Christ she is bad!!!

    23
    Install the app to use these features.
    Mute Billy Davies
    Favourite Billy Davies
    Report
    Dec 8th 2021, 3:44 PM

    @Ed: listen to Jennifer Zamparelli or allowing someone to get sick into your ears? Which would you prefer?

    9
    Install the app to use these features.
    Mute Ed
    Favourite Ed
    Report
    Dec 8th 2021, 3:52 PM

    @Billy Davies: I’d rather choose none of them if that’s ok.

    8
    Install the app to use these features.
    Mute John Barry
    Favourite John Barry
    Report
    Dec 8th 2021, 4:13 PM

    @Ed: Good point, Kind of a BBC Radio 2 which is the biggest station in the UK..

    3
    Install the app to use these features.
    Mute Cian Nolan
    Favourite Cian Nolan
    Report
    Dec 8th 2021, 1:34 PM

    Delighted for Dermot and Dave. Really enjoy the vast majority of their stuff (except for Noni).

    57
    Install the app to use these features.
    Mute Theportobello
    Favourite Theportobello
    Report
    Dec 8th 2021, 1:51 PM

    Lol at those PR comments – trebles all round – everyone’s doing brilliantly! The reality is there is very little choice on Irish FM radio – I wonder if they survey how many people are listening to online stations or 6music?!

    60
    Install the app to use these features.
    Mute PJ Berry
    Favourite PJ Berry
    Report
    Dec 8th 2021, 2:22 PM

    How come Lyric doesn’t rate a mention?

    49
    Install the app to use these features.
    Mute Fiona Fitzgerald
    Favourite Fiona Fitzgerald
    Report
    Dec 8th 2021, 2:43 PM

    @PJ Berry: Yes, I’ve listened to Lyric FM for a lot of my life. It has a smaller listenership according to the report.

    https://www.bai.ie/en/download/136711/

    12
    Install the app to use these features.
    Mute Hugh Morris
    Favourite Hugh Morris
    Report
    Dec 8th 2021, 1:28 PM

    Radio novvvvaaaaaaa. Except Dee Woods, she’s a tool

    53
    Install the app to use these features.
    Mute Sean O Cathasaigh
    Favourite Sean O Cathasaigh
    Report
    Dec 8th 2021, 2:01 PM

    The quiz at four on ray d’arcys show every day is kinda boring and dragged out. He’s asking contestants what they’re having for the dinner just to kill a few extra minutes

    61
    Install the app to use these features.
    Mute Peter
    Favourite Peter
    Report
    Dec 8th 2021, 3:54 PM

    @Sean O Cathasaigh:

    That’s my favourite part

    5
    Install the app to use these features.
    Mute Brian Kelly
    Favourite Brian Kelly
    Report
    Dec 8th 2021, 2:09 PM

    2FM breakfast show has to be the worst ever since radio started. They must have picked them three gob.. sh..it..s from the bottom of the toilet bowl. Jennifer Zapp is just as bad. Now Tracy is good at her job. God it would be great if Radio Nova from the 80s came back on air. They were propper DJs.

    55
    Install the app to use these features.
    Mute Dave Barrett
    Favourite Dave Barrett
    Report
    Dec 8th 2021, 1:54 PM

    RTÉ have a radio station? Must look for it.

    26
    Install the app to use these features.
    Mute Hugh Morris
    Favourite Hugh Morris
    Report
    Dec 8th 2021, 7:48 PM

    @Dave Barrett: you can’t see radio, it’s invisible

    8
    Install the app to use these features.
    Mute Dave Barrett
    Favourite Dave Barrett
    Report
    Dec 8th 2021, 9:03 PM

    @Hugh Morris: Radio Station. Where they broadcast from. Not the frequency.

    1
    Install the app to use these features.
    Mute Fachtna Roe
    Favourite Fachtna Roe
    Report
    Dec 8th 2021, 1:45 PM

    Even allowing for language difference, I’m surprised that Tús Áite at 1700 on RNaG isn’t on the list. Only from 3 to 5 news topics discussed daily in ‘standard’ Irish, at drive-time, calmly, without adverts, and without the need to reach hastily to turn off the bongo-bongo at 1800 that’s on RTE1. RNaG(+TG4) is possibly the only good reason to pay a TV licence.

    25
    Install the app to use these features.
    Mute William Tallon
    Favourite William Tallon
    Report
    Dec 8th 2021, 3:56 PM

    @Fachtna Roe: Interesting. Good to see an unbiased comment on here for a change! But that’s enough about my comment…

    9
    Install the app to use these features.
    Mute Hugh Morris
    Favourite Hugh Morris
    Report
    Dec 8th 2021, 7:48 PM

    @William Tallon: LOL, you’re a leg end

    2
    See 1 more reply ▾
    Install the app to use these features.
    Mute William Tallon
    Favourite William Tallon
    Report
    Dec 8th 2021, 7:55 PM

    @Hugh Morris: The game’s afoot…

    3
    Install the app to use these features.
    Mute Marie Broomfield
    Favourite Marie Broomfield
    Report
    Dec 8th 2021, 2:36 PM

    Newstalk Breakfast,The Pat Kenny Show a bit of Lunchtime Live, a bit of Moncrieff and a bit of Spin SW and that’s it for me. I find all the rest a tad silly! Nobody makes up for Gerry Ryan, Larry Gogan, Gay or Marian… “those days are gone…”

    32
    Install the app to use these features.
    Mute David Saunders
    Favourite David Saunders
    Report
    Dec 8th 2021, 4:29 PM

    10 songs on repeat all day long

    16
    Install the app to use these features.
    Mute John Johnes
    Favourite John Johnes
    Report
    Dec 8th 2021, 2:09 PM

    Government should make haste and prepare an urgent meeting regarding the implementation of a Radio tax to support RTE

    16
    Install the app to use these features.
    Mute Victor Feldman
    Favourite Victor Feldman
    Report
    Dec 8th 2021, 2:53 PM

    What is bewildering for us non Irish is how boring rte is to us non Irish ears and then there’s rte, s total lack of any diversity.. All its presenters and output is all much cut from the same cloth.. Why eg are their no afro presenters.. Or any other ethnic or religion.
    .

    19
    Install the app to use these features.
    Mute Victor Feldman
    Favourite Victor Feldman
    Report
    Dec 8th 2021, 3:02 PM

    Irish radio listeners must have a high boredom threshold… Its seems to me that most people under seventy don’t watch or listen to rte. And then the tam ratings include those that are just switching channels.
    Ie retention span!

    10
    Install the app to use these features.
    Mute Rostyballs78
    Favourite Rostyballs78
    Report
    Dec 8th 2021, 10:05 PM

    Irish Radio, regardless of who owns it, is absolutely brutal. How many times a day do these stations think we need to hear Adele bemoaning some personal problems for starters. Classic hits my bean bag. Pretty much the same 30 or so songs recycled over and over. And that Dua Lipa rendition of Elton Johns songs is some of the laziest music I’ve ever heard. There’s no effort in it. Same tripe over and over and over across all the stations.

    10
    Install the app to use these features.
    Mute M
    Favourite M
    Report
    Dec 8th 2021, 3:27 PM

    yes if you add up all the listeners to every single station the total figure exceeds the population by 4 or 5 times so yeah even if i channel hop i guess i am counted.

    7
    Install the app to use these features.
    Mute Giles Wolohan
    Favourite Giles Wolohan
    Report
    Dec 8th 2021, 2:45 PM

    Lies lies more lies

    12
    Install the app to use these features.
    Mute Garreth Byrne
    Favourite Garreth Byrne
    Report
    Dec 8th 2021, 4:58 PM

    Those who have ears to hear let them hear. We lend our ears to endless patter, but weather forecasts are important.

    4
    Install the app to use these features.
    Mute AarCon
    Favourite AarCon
    Report
    Dec 8th 2021, 6:17 PM

    The Ray D’Arcy Affect

    4
    Install the app to use these features.
    Mute John
    Favourite John
    Report
    Dec 8th 2021, 6:12 PM

    where I live i have very little choice, even hard to pick up rte since the they done away with dab radio. lucky I’m getting a Bluetooth radio from Santa.

    2
    Install the app to use these features.
    Mute AarCon
    Favourite AarCon
    Report
    Dec 8th 2021, 6:18 PM

    The D’Arcy Affect

    1
Submit a report
Please help us understand how this comment violates our community guidelines.
Thank you for the feedback
Your feedback has been sent to our team for review.
JournalTv
News in 60 seconds