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Letter: 'Why I am closing my current account'

An aggrieved-but-calm AIB customer, with €82 in his account, tells the bank why he is leaving them.

THE DIRT SCANDAL, the costly bailout and the reintroduction of fees for “poorer customers” were three of the reasons cited by an AIB client as he closed his account with the bank today.

The author outlined his grievances in a letter which he subsequently sent to TheJournal.ie.

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Why I am closing my current account with AIB

Minor Reasons

2012: Re-introduction of fees for poorer customers (those with less than €3,000)

2012: Messing up of a direct debit payments of mine

2013: While in Chicago, due to family problems I urgently attempted to transfer money to an account. I had my ‘code-card’ with me, however I was told it was impossible as I needed a ‘card reader’, despite the fact I was never sent one. Thankfully Ulster Bank helped me out that day.

Main Reasons:

1986 to 1999: DIRT scandal.

2006: The 2nd mostly costly bank bailout in the history of the state. Circa €30 Billion

Conclusion

I don’t expect anyone in AIB will care that I, a mere current account holder with €82 is leaving, or that I have stopped banking with you. I don’t hold that opinion lightly; I hold it based on the evidence above. Institutions that act with care and responsibility don’t become insolvent betting on one type of asset class. They don’t offer 100 per cent mortgages. They don’t offer 10 times their gross income in debt.

So because of the evidence, I hence forth promise to avoid banking with you were possible. I will also endeavour both in my personal and professional capacities to remind my colleagues, members of my family and friends of the reckless nature and theft you as an institution have practised to the great cost of Ireland and her citizens. It’s not much, and most people don’t need reminding but it is all I really feel I can do.

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90 Comments
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    Mute Sean McCarthy
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    Jan 23rd 2023, 12:00 PM

    The Mercy has been overwhelmed for a very long time now, this was inevitable. There have been documented accounts of fights at the front door and violence inside the A&E. Overcrowding in the A&E and lack of beds is only going to escalate tensions and potential conflict. A review now is insulting a very much too little too late. I feel sorry for the staff having to deal with this, it’s very much not an isolated incident. Management, the HSE and the minister need a proper response to this, not a short term fix. RIP to Mr Healy and sympathies to his family, horrendous news.

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    Mute SquideyeMagpie
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    Jan 23rd 2023, 11:54 AM

    Typiclal Union attempting to score points. Show some respect ffs

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    Mute Maria
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    Jan 23rd 2023, 4:36 PM

    @SquideyeMagpie: The INMO has highlighted this issue well before this incident. There has been 33000 assaults on nurses in the last 7 years.

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    Mute Pat Barry
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    Jan 24th 2023, 8:28 PM

    @Maria: Sick society.

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    Mute Barrycelona
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    Jan 23rd 2023, 8:01 PM

    It saddens me that this type of violence has crossed over into our Hospitals and the safety of those nurses and doctors is further put at risk. We all know this has been a long time coming, from drunks overcrowding A&E’s to drug addicts to mental health issues. But yet the priority by the I.N.M.O. and Phil Ní Sheaghdha is solely pay ( I totally get and support the pay issue), whereas the priority should surely be about safe working conditions and safety for patients. Are issues like safety, recruitment, i.e. more staff, agencies and the training and keeping of more nurses. Are safety conditions not more worthy of strike action than pay. It is not that the H.S.E. and I.N.M.O. etc don’t know what the problems are, it is that they don’t want to be bothered by trying to find a solution. E.G. Last week the HSE paid out E31m in compensation in a birth case, which has been an ongoing issue for years but it keeps on happening, that money and the excessive amounts paid to recruitment agencies could be pumped back into Health. Two weeks ago

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    Mute Stealth
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    Jan 24th 2023, 6:56 AM

    Perhaps Minister Neale Richmond could do what Damien English failed to do and challenge the injunction Top Security have opposing the ERO for security workers who are stuck on €11.65/h since 2019

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