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Rise in 'accidental landlords' as homeowners rent out properties to cover mortgage costs

FLAC noted a “striking” rise in queries about housing such matters, which were up almost 70 per cent since 2011.

THE NUMBER OF ‘accidental landlords’ in Ireland has risen due to a growing number of people choosing to rent out their homes in order to meet mortgage expenses.

Legal rights group FLAC showed a rise in housing/landlord and tenant issues in its annual report for 2012. FLAC noted a “striking” rise in queries to its national telephone and referral line around such matters, which were up almost 70 per cent since 2011.

The report noted that the number of people renting out their houses “purely because of a need to meet mortgage expenses rather than make a living from their investment” in particular had increased.

Calls about legal aid also increased significantly, with queries rising almost 35 per cent. Calls regarding negligence and personal injury rose by a third on the previous year.

FLAC noted that although certain types of calls had increased, the total number of calls had fallen by 3.6 per cent year-on-year, with 12, 459 calls taken in 2012. However, queries to FLAC centres remained steady, with 12,991 people receiving basic legal advice.

Of the legal issues most commonly being raised at centres, family law remained the top issue at 34.4 pert cent of queries. Employment law came in next at 15.3 per cent and credit and debt law queries at 9.7 per cent.

The report highlighted some “noticeable trends” during 2012, including a 15 per cent increase in housing/landlord and tenant-related issues; a 10 per cent increase in neighbour dispute problems and in queries regarding wills; and an 11 per cent increase in enquiries around solicitor-client relations.

Read: House prices in the EU continue to plummet
Read: Nearly one in eight commercial properties in Ireland is unoccupied
Read: Back for good? Irish lenders promoting 90 per cent mortgages

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56 Comments
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    Mute Martin Stapleton
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    Dec 28th 2012, 8:27 AM

    Great to hear that small to medium firms could deliver 20,000 jobs however these small companies need to be paid on time for the services they provide and until legislation is in place to protect them the 20,000 jobs will be lost instead of created.

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    Mute Roy Scott
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    Dec 28th 2012, 9:20 AM

    Spin the year out……could , should, would………

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    Mute john fox
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    Dec 28th 2012, 9:54 AM

    3 point plan . Every bit as good as the Famous 5 point plan .

    20
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    Mute Martin Mac
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    Dec 28th 2012, 11:22 AM

    Yet you let the council increase rates by 100% which is closing down loads of business and creating mass losses in jobs then Kenny the coward ignores his promise to remove upwardly only rents. Why do people put up with these liars. Pure s.c.u.m

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    Mute ISBA
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    Dec 28th 2012, 12:09 PM

    Best not to hold one’s breath on job creation. This government is already the worst in living memory -YES- and that includes the last one. They have broken every commitment, displayed unseemly incompetence and cowardice and are devoid of any leadership qualities. They are now pussyfooting with the next €3billion promissory note payment due in February. Taoiseach Kenny is a laughing stock all over Europe. Does anyone really believe the economy will grow and create jobs under this government. The SFA is just a lapdog for IBEC. It should break away from its powerful masters and begin to see the wood from the trees. It’s very masters in IBEC have driven Ireland’s cost base into the stratosphere not to mention its role in the banking collapse – the two principle impediments to job creation. Get a life SFA.

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    Mute Damien Flinter
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    Dec 28th 2012, 10:58 AM

    20,000 jobs possibly(these people seldom do pessimistic forecasting).

    80-100k emigrating, no figures for increasing disemployment due to austerity, and half a million already wasting away on breadlines to soupkitchens.

    This is the ‘government’s’ economic plan?

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    Mute Declan Byrne
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    Dec 28th 2012, 11:47 AM

    They could but will they very very unlikely with austerity at the heart of irish policy. Just more BS from government.

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    Mute Declan Byrne
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    Dec 28th 2012, 2:50 PM

    The domestic economy is in ruins. If you disagree you are either a blue shirt or in denial. I want this country to escape the gloom but lets be honest so far we are not doing a good job of it.

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    Mute Emmet
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    Dec 28th 2012, 1:42 PM

    Well I think these guys should take a walk down any street in the country and see the state of retail Ireland not to mention the business parks etc. it’s not a pretty sight, I genuinely fear for the future of Ireland as one of our every growing population of ex pats…

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    Mute Chino Moreno
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    Dec 28th 2012, 7:19 AM

    Would it not be quicker to get DPD to deliver the jobs rather than waiting for these small businesses to get set up .. Surely DPD know the best routes by now …. Eh oh right

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    Mute Chino Moreno
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    Dec 28th 2012, 11:19 AM

    I do apologise for my apparent lack of humour … Or do 21 people work for fastway maybe …

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