The couple were suddenly left without a steady income.
John (43) and Mary (44) are parents of a primary school going child. They have been through a very difficult period in their lives. Mary lost her permanent teaching position due to life/health circumstances that could happen to anyone.
John is a tradesperson. He, like many others, depended on the construction sector for employment. This sector imploded from 2006, due to the recession. They were left with a new baby, a large house with a large mortgage, no income. Needless to say, their health suffered further.
They found themselves quickly slipping into arrears. They heard about the Abhaile scheme and decided to contact the MABS National Helpline. An adviser on the helpline carried out a quick assessment and organised an appointment with a Dedicated Mortgage Arrears Adviser in an office that suited them.
“The best step we took was the day my husband picked up the phone and organised an appointment with Brian in MABS. He told us about the Abhaile service and how it could help.”
John and Mary had several meetings with Brian and some of his colleagues. “The people there were patient, empathetic, non-judgemental, highly knowledgeable in all the necessary monetary, financial and budgetary advice areas.”
Everything was simplified. MABS, with the support of the Abhaile scheme, brought John and Mary from near repossession and desperation to gaining a pathway towards financial stability and keeping their family home.
“No matter how bad you think things are, we would highly recommend and encourage anyone with mortgage arrears or in a similar difficult situation to get in touch with MABS.”
If you are in mortgage arrears and fear you are at risk of losing your home, you may be eligible for assistance under the Abhaile service. For information, click here or call the MABS dedicated helpline on 0761 07 2000.
^The Insolvency Service of Ireland regulates Personal Insolvency Practitioners
*Names and identifying details have been changed to protect the privacy of individuals.
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